本汇票签发时复核柜员在本汇票打印出错，或本汇票和底卡联次没有对齐等时复核柜员需进行___。

签发本票时，结算业务申请书的备注栏内注明“不得转让”的，出票行应当在本票___注明。

本票复核中发现录入有误，可驳回修改的事项是___

___是银行签发的，承诺自己在见票时无条件支付确定的金额给收款人或者持票人的票据。

AG、三省一市银行汇票的提示付款期限自出票日超___，持票人超过付款期限提示付的，代理付款行不予受理。

AH、华东三省一市汇票没有金额起点，最高限额为：___

___是银行签发的，由其或代理付款行在见票时按照实际结算金额无条件支付资金给收款人或者持票人的票据。

银行汇票的实际结算金额大于汇票金额，应___处理。

持票人向持票人开户银行提交支票要求收款，应作成___

___的各种款项结算可以使用三省一市银行汇票

华东三省一市汇票是依托___办理。

三省一市汇票的背书转让以___为准。

城商行汇票复核后___办理汇票资金移存，移存柜员可以在《本汇票登记簿》中触发资金移存交易，此时该签发汇票网点柜员均可操作。

我行开出的城商行汇票由各城市商业银行互为代理兑付，同时，___全国各网点也可代理兑付。

对超过提示付款期的银行汇票___。

AR、城商行银行汇票的提示付款期限是___

AS、城商行银行汇票的水印图案为___

银行承兑汇票挂失止付通知书的有效期是___。

我行己贴现的银行承兑汇票在办理委托书收款背书时，最后背书栏应加盖___。

银行承兑汇票挂失手续费按___收取。

银行承兑汇票自客户口挂之日起___日内没有收到人民法院的止付通知书，第13日起挂失止付通知书失效。

银行承兑汇票的出票人是指___。

银行承兑汇票申请人于汇票到期未足额交存票款的，作垫款处理，应对出票人尚未支付的汇票金额按照每日___计收利息。

以下关于纸质银承签发时的流程描述正确的是___

商业汇票在办理委托收款过程中遗失票据，应由谁申请公示催告___

我行银行承兑汇票签发手续费按票面金额___收取。

银行承兑汇票发出托收的会计分录为___。

A客户首次来我行办理票据业务，柜员为A客户办理银行承兑汇票托收的操作流程为___。

银行承兑汇票解付时，“二代支付”和“核心支付”对应的科目分别是___和（ ）。

我行银承保证金备付科目为___

银行承兑汇票的付款人是___。

商业汇票的背景图案是___

银行承兑汇票解付时，发现最后一手背书人委托收款背书时将“委托收款”字样写于被背书人栏，则下列说法正确的是___。

以下关于银行承兑汇票的相关内容，说法错误的是___

银承业务应专人接收邮件，登记《联行信件电报收发登记簿》，邮寄信封应妥善保管至少___。

三十八、将票据转交经办柜员后由经办柜员在票交所系统进行登记，要求在___前成登记。

在票交所系统进行承兑信息登记时批量导入最大记录为___条

办理贴现时，票据不敷记载需粘单时，贴现机构要骑缝处加盖___和法定代表人或其授权代理人的名章。

柜员收到持票人开户行寄来的托收凭证及商业承兑汇票时，需要双人审核，金额___万元以上（含）要用票据鉴别仪识别真伪

商业汇票按承兑人的不同分为商业承兑汇票和银行承兑汇票，商业承兑汇票由（ ）出票、（ ）承兑，银行承兑汇票由（ ）出票、（ ）承兑。___

时间___

“机不可失，时不再来”指的是___

是 ___

在客观规律面前，人的主观能动性表现在___

事物的联系和运动之间的关系___

唯物辩证法的总特征是___

___

“割下来的手就不再是人手”这句话体现了___

唯物辩证法认为发展的实质是___

区分新事物和旧事物的标志在于看它们___

质量互变规律揭示了___

质和事物的存在是___

在实际工作中，要注意掌握分寸，防止“过”或“不及”，其关键在于___

区分量变和质变的根本标志是看___

量变的复杂性是指___

量变中的阶段性部分质变表现了___

量变中的局部性部分质变是___

揭示事物发展的趋势和道路的规律是___

“肯定和否定相互渗透，在一定意义上，肯定就是否定。”这是一种___

事物的否定方面是指___

作为辩证的否定的“扬弃”是___

辩证的否定是事物发展的环节,因为辩证的否定___

否定之否定规律___

事物发展的周期性体现了___

直线论的错误在于只看到___

循环论的错误在于___

对立统一规律揭示了___

唯物辩证法的实质和核心是___

辩证法所说的矛盾是指___

矛盾的基本属性是___

依据是___

矛盾问题的精髓是___

题的方法都是___

“任何个别（无论怎样）都是一般”。这句话的正确含义是___

在唯物辩证法看来，水果同苹果、梨、香蕉、桔子等的关系是___

“是就是是，不是就是不是，除此之外都是鬼话。”这是一种___

真象和假象的区别在于___

有的哲学家说，在大风扬起的尘土中，每一粒尘土的运动状况都是纯粹必然的。这是种___

“或然率”是指___

Economically speaking, are we better off than we were ten years ago? Twenty years ago? In their thirst for evidence on this issue, commentators seized on the recent report by the Census Bureau, which found that average household income rose by 5.2% in 2015. Unfortunately, that conclusion puts too much weight on a useful, but flawed and incomplete, statistic. Among the more significant problems with the Census’s measure are that: 1) it excludes taxes, transfers, and compensation like employer-provided health insurance; and 2) it is based on surveys rather than data. Even if precisely measured, income data exclude important determinants of economic well-being, such as the hours of work needed to earn that income. While thinking about the question, we came across a recently published article by Charles Jones and Peter Klenow, which proposes an interesting new measure of economic welfare. While by no means perfect, it is considerably more comprehensive than average income, taking into account not only growth in consumption per person but also changes in working time, life expectancy, and inequality. Moreover, it can be used to assess economic performance both across countries and over time. The Jones-Klenow method can be illustrated by a cross-country example. Suppose we want to compare the economic welfare of citizens of the U.S. and France in 2005. In 2005, as the authors observe, real consumption per person in France was only 60% as high as the U.S., making it appear that Americans were economically much better off than the French on average. However, that comparison omits other relevant factors: leisure time, life expectancy, and economic inequality. The French take longer vacations and retire earlier, so typically work fewer hours; they enjoy a higher life expectancy, presumably reflecting advantages with respect to health care, diet, lifestyle, and the like; and income and consumption are somewhat more equally distributed there than in the U.S. Because of these differences, comparing France’s consumption with the U.S.’s overstates the gap in economic welfare. Similar calculations can be used to compare the U.S. and other countries. For example, this calculation puts economic welfare in the United Kingdom at 97% of U.S. levels, but estimates Mexican well-being at 22%. The Jones-Klenow measure can also assess an economy’s performance over time. According to this measure, as of the early-to-mid-2000s, the U.S. had the highest economic welfare of any large country. Since 2007, economic welfare in the U.S. has continued to improve. However, the pace of improvement has slowed markedly. Methodologically, the lesson from the Jones-Klenow research is that economic welfare is multi-dimensional. Their approach is flexible enough that in principle other important quality-of-life changes could be incorporated—for example, decreases in total emissions of pollutants and declines in crime rates. What does the author think of the 2015 report by the Census Bureau?___