【判断题】
支付业务信息在小额支付系统中以批量包的形式传输和处理。
A. 对
B. 错
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答案
A
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首次办理定期借记收款业务的客户,需要签订定期借记项目约。首次办理定期借记扣款业务的客户,需要签订定期借记客户约。
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小额支付系统轧差净额的资金清算通过小额支付系统处理。
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密码汇款的汇款人和取款人应为个人。
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密码汇款是指汇款人委托汇款行将款项汇出,取款人凭汇款人汇款时设置的支取密码、取款人身份证件和汇款号码,可在支付清算系统参与行范围内任意选择取款行支取汇款的业务。
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电票贴现--贴现签收,人行签收应答成功后,如当日发现有误,贴现业务可以撤回。
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需要在本行办理电子商业汇票业务的客户,不需具备组织机构代码,在本行开立结算账户,需与开户机构签订《绍兴银行电子商业汇票业务服务协议》,并提供相应企业资质文件的复印件。
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电票到期系统自动备款功能同纸票到期自动备款一样,票据系统将已达到期日的票据(节假日顺延到下一工作日)发送核心系统进行备款。
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电票贴现签收,在人行签收应答成功后,贴现业务不再支持撤回。
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客户账号下仍有权利义务未终结的电子商业汇票时,不得为客户注销该账号。
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电子商业汇票业务只支持签发电子银行承兑汇票。
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电票银票签发,手续费收取按信贷合同批次一次性收取,不按批次下具体票据借据分笔收取。
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人行签收报文应答成功后,电票贴现业务支持撤回。
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电票银票签发,手续费金额系统自动按标准进行计算,不允许修改。
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B. 错
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银承手续费金额系统自动按标准进行计算,不允许修改。手续费收取冲账,按“已收取”条件筛选,对当日发起的手续费收取进行冲账。
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B. 错
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电票银票签发,手续费金额系统自动按标准进行计算,可以修改。手续费收取冲账,按“已收取”条件筛选,对出票日期是当日的手续费收取进行冲账。
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电子银行承兑汇票除票面要素改为由出票人在网上银行录入、提交承兑外,出票人提交的跟单资料、需满足的授信政策和放款审核流程可与实物票据承兑要求不一致
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办理电子商业汇票企业签约业务时,录入柜员需审核客户递交的填写单有:《单位银行结算账户综合服务协议签置表》、《单位银行结算账户综合服务申请表》。
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在电票业务承兑记账时,票据有保证金需锁定的,承兑记账时系统自动锁定保证金金额。
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柜员可在“电票撤销”菜单进行发起提示付款申请撤销。
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电子商业汇票贴现的业务品种可分为买断式贴现和回购式贴现,现系统只支持回购式贴现
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持票人在可转让有效期限内对持有的商业汇票作背书转让,超过上述期限仅能做逾期托收或追索
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预算单位零余额账户为专用存款账户,财政零余额账户为基本存款账户或专用存款账户。
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财政支付付款时转入零余额账户的款项必须在当日对账清算前支付(转出)。
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授权支付业务在财政局发起对账前可以进行撤销。撤销仅指在款项未实际支付给收款人前,由于代理银行或预算单位的原因引起的需中止支付行为时进行的业务处理。
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财政集中支付业务的支付方式分为财政直接支付和财政授权支付。
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财政零余额账户应严格按规定办理资金支付和清算业务,日终账户余额为零
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