【单选题】
收单行或其外包服务机构、特约商户发生涉嫌银行卡违法犯罪案件或重大风险事件的,应于()个工作日内向中国人民银行分支机构及总行报告。___
A. 1
B. 2
C. 3
D. 4
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答案
B
解析
暂无解析
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【单选题】
收单行应在发起请款后()个工作日内提交所有证明材料。___
A. 3
B. 4
C. 5
D. 6
【单选题】
请款冻结属错账冻结,期限不超过()___
A. 6个月
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【单选题】
请款确认只能由()发起,且仅限存入类交易。___
A. 发卡行
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【单选题】
发卡行应在做出可以调账的请款回复后()个工作日内对已冻结款项发起特殊账务处理,收单行未及时提供证明材料的除外。___
A. 3
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C. 5
D. 6
【单选题】
根据联网方式不同,特约商户包括间联商户和()___
A. 直联商户
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【单选题】
根据经营场所不同,特约商户包括实体特约商户及()。___
A. 移动特约商户
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【单选题】
商户清算方式,按清算时限可以分为()和延迟清算。___
A. 随时清算
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【单选题】
对于无法解付的外汇汇入款项,应在()做暂收处理,并按照我行外汇资金清算查询查复的有关规定进行查询,做好查询查复登记。___
A. 当日
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C. 二日内
D. 三日内
【单选题】
个人客户的外汇汇款,款项到达后,对于提供电话和地址的汇款指示,应首先以()通知收款人。___
A. 信件
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【单选题】
个人客户的外汇汇款,款项到达后,以邮递方式通知收款人的,应在()个工作日内发出通知邮件。___
A. 1
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【单选题】
机构客户申请办理外币票据托收业务的,需核对其票据背书签章和《外币票据托收申请书》上的签章,是否与其在我行的()相符。___
A. 预留公章
B. 预留财务章
C. 预留法人章
D. 预留印鉴
【单选题】
经办行要严格按照总行规定的业务办理时间进行结售汇交易,对于当日交易并起息记账的业务,截止时间为当日下午()。___
A. 15:00
B. 15:30
C. 16:00
D. 16:30
【单选题】
外币票据是重要(),如当日受理的外币票据不能及时寄送代收行,必须妥善保管。___
A. 单据
B. 有价单证
C. 一般凭证
D. 空白凭证
【单选题】
外币票据托收中,()方式适用的票据范围最广。___
A. 立即贷记
B. 最终贷记
C. 标准托收
D. 特殊托收
【单选题】
外币票据托收中,代收行应选择与我行签有()的代理行进行办理。___
A. 托收业务协议
B. 票据托收业务协议
C. 代理托收业务协议
D. 代理票据托收业务协议
【单选题】
外币票据托收中,经办行要严格审查票据背书的真实性和完整性,对金额较大或有疑问的票据我行可采用()方式。___
A. 标准托收
B. 立即贷记
C. 最终贷记
D. 以上三种都可以
【单选题】
外币票据托收中,票面的收款人可能以中文、英文(按拼音核对)或中英文对照之中的一种形式进行表示,如果用中英文同时表示,应以()为准。___
A. 中文
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D. 中、英文均可
【单选题】
外币票据托收中,如果票据无特别注明,大多数票据自出票日期起()个月内有效(如美元支票、英镑支票等),超过有效期的票据我行不予受理。___
A. 1
B. 2
C. 3
D. 6
【单选题】
外币票据托收中,因退票发生的费用,由()承担。___
A. 收款人
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【单选题】
为客户办理远期、外汇掉期、货币掉期业务,原则上应按合约金额的()采用收取初始保证金、存单质押或占用授信额度等方式作为履约保障。___
A. 0.02
B. 0.03
C. 0.05
D. 0.1
【单选题】
在我行办理外币票据托收过程中,如果发生票据遗失,就及时通知()。___
A. 申请人
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分行可自行设定客户远期结售汇的履约宽限期,宽限期最长不得超过交割日后()个工作日,在宽限期内办理的交割视同如约交割,展期后的业务不再设立宽限期。人民币与外币掉期业务不设宽限期。___
A. 1
B. 2
C. 5
D. 3
【单选题】
远期、外汇掉期交易的起息日不得为人民币非工作日,交割日遇有国内非工作日时,顺延至()营业日。___
A. 下一
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C. 第二
D. 第三
【单选题】
客户在我行办理货币掉期业务前,应与我行签订(),并由客户的法定代表人或有权签字人签字人签署。___
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B. 《人民币对外汇衍生交易主协议》
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下列临柜业务手工登记薄中,()保管年限为永久。___
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B. 《协助查询冻结扣划登记簿》
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D. 《重要空白凭证有价单证及其它有价值品保管使用登记簿》
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《重要空白凭证、有价单证及其他有价值品保管使用登记簿》保管年限是()。___
A. 5年
B. 10年
C. 30年
D. 长期
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《柜面重要事项登记簿》保管年限是()。___
A. 5年
B. 10年
C. 30年
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【单选题】
运营档案管理系统是()的电子化管理平台。___
A. 运营档案库
B. 运营档案和运营档案库
C. 运营档案
D. 以上都不对
【单选题】
凭证应定期移交()集中保管,在周转库临时保管时间最长不得超过()。___
A. 周转库,一年
B. 周转库,三年
C. 中心库,一年
D. 中心库,三年
【单选题】
《箱包交接登记簿》保管年限是()。___
A. 5年
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C. 10年
D. 15年
【单选题】
临柜业务手工登记簿记载错误的,应进行更改处理。将错误记载事项用红线划销,正确文字写在划销文字的上方,由()在右端加盖私人名章证明。___
A. 运营主管
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D. 主任
【单选题】
临柜业务手工登记簿记载错误无法更改的,不得撕毁。经()审核同意后换页记载,在原账页上划交叉红线注销,由经办人员及会计主管签章确认。___
A. 运营主管
B. 营业机构负责人
C. 大堂经理
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远程集中授权中,营业机构运营主管在对业务进行事前审批时,所承担的责任中不包括对()负责。___
A. 业务的真实性
B. 资料的完整性
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【单选题】
对于人民币现金收付类业务,实行限额分类处理,现金限额为()元。___
A. 5万
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C. 20万
D. 50万
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对于电子影像资料传输不完整的授权业务,以下说法正确的是()。___
A. 授权员应要求经办柜员补充业务所需资料,审核无误后方可授权
B. 授权员应选择相应的拒绝理由,拒绝授权
C. 授权员应与经办柜员沟通,要求柜员主动退回该笔授权业务
D. 授权员应与网点运营主管沟通,核实无误后方可授权
【单选题】
对于被拒绝的授权业务,经办柜员应()。___
A. 重新提交该笔授权申请,在授权员审核时与授权员进行文字沟通
B. 立即与授权中心联络,明确拒绝理由,修改无误后重新提交授权申请
C. 无视拒绝理由,反复提交已存在差错的授权申请
D. 根据拒绝理由认真查找差错,修改无误后重新提交授权申请
【单选题】
对于客户影像与身份证件中照片信息存在较大差异的情况,授权员应()。___
A. 选择相应的拒绝理由后,拒绝授权
B. 要求经办柜员调整拍摄角度,重新拍摄客户证件
C. 先向经办柜员或运营主管询问客户实际情况,待其再次确认客户身份无误后再进行后续处理
D. 要求现场运营主管进行指纹认证
【单选题】
在远程授权中,对于外币现金收付、贵金属类业务,以下说法错误的是()。___
A. 成把外币现金拍照上传
B. 不论其额度大小均不上传实物影像
C. 实行现场换人审核
D. 通过指纹认证确认后再提交远程集中授权
【单选题】
对于无原始凭证的远程授权业务,申请授权时应()。___
A. 由现场主管指纹认证后申请授权
B. 无需拍摄任何凭证资料直接申请授权
C. 填制记账凭证,与相关资料一并提交授权申请
D. 以上都不对
【单选题】
能够反映营业机构业务处理质量的指标是()。___
A. 平均排队时间
B. 平均审核时间
C. 授权业务成功率
D. 业务抽查差错比率
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【单选题】
9. —What did Mr Green say to you? — What a heavy rain! How did you come here? He asked________. A. at all B. in fact C. in surprise D. as a result
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【单选题】
10. I often see Tom on the playground.When I passed the playground yesterday, I saw him . A. play; playing B. to play; play C. playing; to play D. playing; play
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11. — Mum, could I have ____________ to drink? — Oh, dear.You can only drink some water.There is _________ in the kitchen. A. anything; else something B. anything; something else C. something; else nothing D. something; nothing else
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12. We all know that learning a foreign language _______ time and effort. A. requires B. reduces C. removes D. repeats
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13. Her son __________ Coke, but now he __________ milk. A. is used to drinking; used to drink B. used to drink; uses to drink C. used to drink; is used to drinking D. is used to drink; is drinking
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14. I don’t know the teacher is talking with Miss Wang. A. what B. whom C. who D. which
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【单选题】
15.Millie does __________ that many people are thankful to her. A. such an important and helpful job B. so important and helpful work C. a very important and helpful job D. such an important and helpful work
A. A
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C. C
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【单选题】
16. I think eating more vegetables is good _______ our health. —Yes, I agree _______ you. A. at, to B. for, with C. to, to D. for, to
A. A
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C. C
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【单选题】
17. I often go on holiday with my parents _____ summer. A. in B. at C. on D. of
A. A
B. B
C. C
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【单选题】
18. I called you at 4:00 yesterday afternoon, but nobody answered. Sorry, I ______ with my friends at that time. A. had swum B. swam C. would swim D. was swimming
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【单选题】
19.––Who is on the playground? ---__________.    A. Never B. None C. No one D. A lot
A. A
B. B
C. C
D. D
【单选题】
20. The schoolboy ______ a blind man cross the street yesterday. A. helps B. helped C. will help D. has helped
A. A
B. B
C. C
D. D
【单选题】
21. —The 2010 World Expo which will last 184 days will be held in Shanghai on May 1st. —________exciting news! We shall try our best to support it. A. How B. How an C. What D. What an
A. A
B. B
C. C
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【单选题】
22. They preferred ______ in bed rather than _____ horses.    A. to lie; to ride B. lying; riding C. lying; ride D. to lie; ride
A. A
B. B
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【单选题】
23. —What was Jim wearing at the party? — Nothing _______. He was in his usual shirt and jeans. A. special B. simple C. important D. interesting
A. A
B. B
C. C
D. D
【单选题】
24. The 2016 Olympic Games ________ in Brazil. Would you like to go there? Maybe, if possible. A. are held B. will be held C. were held D. have been held
A. A
B. B
C. C
D. D
【单选题】
25. — David, look at the man in white over there.Can you tell me _______ ? —He is a doctor.    A. who is he B. who he is C.what does he do D. what he does
A. A
B. B
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【单选题】
( ) 26.With help from a Mr. H, you can__________. A. stop wearing your watch B. get new books and objects C. finish your homework on time D. know when parents or teachers are near
A. A
B. B
C. C
D. D
【单选题】
( ) 27. A PENGO WATCH CONTROL can help you to ______________. A. repair your TV B. put away your books and objects C. become a James Bond D. get a daily weather report
A. A
B. B
C. C
D. D
【单选题】
( ) 28. You can get your Mr. H for___________. A. $299 B. $499 C. $199 D. $99
A. A
B. B
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【单选题】
( ) 29. When was canned food invented? A. In 1870.          B. In 1810. C. In 1902.          D. In 1926.
A. A
B. B
C. C
D. D
【单选题】
( ) 30. After the trip to the Arctic, Clarence Birdseye invented ____________. A. canned food             B. can openers C. frozen food           D. air conditioning
A. A
B. B
C. C
D. D
【单选题】
( ) 31. Changes in weather _____________ in Willis Carrier's company. A. helped to keep food           B. made rooms comfortable C. caused health problems        D. hurt printing paper
A. A
B. B
C. C
D. D
【单选题】
( ) 32. According to the passage, which of the following may lead to inventions? A. People's needs.             B. Public support. C. Modern technology.          D. Practical suggestions.
A. A
B. B
C. C
D. D
【单选题】
( ) 33. What is the writer's main purpose(目的)in writing this passage?    A.To tell the readers his life story.    B.To tell people what kind of person his father was.    C.To tell the readers what present he got from his father.    D. To let people know how poor he was.
A. A
B. B
C. C
D. D
【单选题】
( ) 34. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
A. A
B. B
C. C
D. D
【单选题】
( ) 35. What would someone learn from this passage?    A.How to live by oneself. B.How to stand on one's own feet.    C.What a good father should do. D.What the self-important is like.
A. A
B. B
C. C
D. D