【单选题】
以下关于现金类资产表述不正确的是（）。___
A. 速动资产扣除应收账款后的余额
B. 只包括货币资金
C. 最能反映客户直接偿付流动负债的能力
D. 现金比率越高，表明客户直接支付能力越强
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答案
B
解析
暂无解析
相关试题
【单选题】
银行防范质物的价值风险，应要求质物经过有行业资格且资信良好的评估公司做价值认定，选择（）的动产或权利作为质物，谨慎地接受股票、权证等价值变化较大的质物。___
A. 价值高
B. 价值低
C. 价格高
D. 价值稳定
【单选题】
下列关于质押和抵押的区别说法，不正确的是（）___
A. 质权的标的物为动产和财产权利，动产质押形成的质权为典型质权
B. 抵押权的设立不转移抵押标的物的占有，而质权的设立必须转移质押标的物的占有
C. 质权的设立不交付质物的占有，因而质权人没有保管标的物的义务，而在抵押的场合，抵押权人对抵押物则负有善良管理人的注意义务
D. 在抵押担保中，抵押物价值大于所担保债权的余额部分，可以再次抵押
【单选题】
下列关于质押的说法，不正确的是（）。___
A. 质押是债权人所享有的通过占有由债务人或第三人移交的质物而使其债权优先受偿的权利
B. 设立质权的人称为质权人
C. 质押担保的范围包括质物保管费用
D. 以质物作担保所发放的贷款为质押贷款
【单选题】
下列关于防范质押操作风险的说法，不正确的是（）。___
A. 银行应当确认质物是否需要登记
B. 银行应收齐质物的有效权利凭证
C. 银行应当与质物出质登记、管理机构和出质人签订三方协议，约定保全银行债权的承诺和监管措施．
D. 银行借出质押证件时，应书面通知登记部门或托管方撤销质押
【单选题】
下列关于抵押物估价的说法，正确的是（）___
A. 可以由抵押人自行评估
B. 可以由债务人自行评估
C. 可委托具有评估资格的中介机构给予评估
D. 可以由抵押人委托给政府物价部门进行估价
【单选题】
下列关于担保的补充机制中，说法不正确的是（）。___
A. 银行如果在贷后检查中发现借款人提供的抵押品或质押物的抵押权益尚未落实，可以要求借款人落实抵押权益或追加担保品
B. 如果抵押人的行为足以使抵押物价值降低的，抵押权人(银行)有权要求抵押人停止其行为
C. 如果由于借款人财务状况恶化，或由于贷款展期使得贷款风险增大，银行也会要求借款人追加担保品
D. 倘若保证人的担保资格或担保能力发生不利变化，其自身的财务状况恶化，银行应要求担保人追加新的保证人
【单选题】
下列关于贷款抵押风险分析正确的有（）。___
A. 抵押权建立的前提是抵押物必须实际存在，且抵押人对此拥有完全的所有权
B. 我国《担保法》规定了在法律规定范围内的财产或权利抵押时，双方当事人只需签订抵押合同即可
C. 共有财产是指两人以上对同一财产享有所有权。对以共有财产抵押的，只要一方同意抵押就有效
D. 未经所有权人同意就擅自抵押的，抵押关系无效，但不构成侵权
【单选题】
如果抵押人的行为足以使抵押物价值降低的，抵押权人(银行)有权除了可以追加担保品之外，还可以（）___
A. 要求抵押人停止其行为，并要求其恢复抵押物的价值
B. 收缴罚金
C. 责令其更换同价值担保品
D. 拍卖担保品
【单选题】
关于贷款质押风险防范，下列说法不正确的是（）。___
A. 为防范虚假质押风险，银行查证质押票证时，有密押的应通过联行核对
B. 动产或权利凭证质押，银行要亲自与出质人一起到其托管部门办理登记，将出质人手中的全部有效凭证质押在银行保管
C. 接受共有财产质押，必须经所有共有人书面同意
D. 为防范质物司法风险，银行必须严格审查各类质物适用的法律、法规，确保可依法处置质物；对难以确认真实、合法、合规性的质物或权利凭证可以质押
【单选题】
对于由第三方提供担保的保证贷款，在（）的情况下，银行无权要求借款人追加新的保证人。___
A. 由于借款人要求贷款展期造成贷款风险增大，银行加收罚息而导致借款人债务负担加重，而原保证人又不同意增加保证额度
B. 保证人的担保资格发生不利变化
C. 抵押品市场价值出现变化
D. 担保人自身的财务状况恶化
【单选题】
贷款担保是指为提高（）的可能性，降低银行资金损失的风险，银行在发放贷款时要求借款人提供担保，以保障贷款债权实现的法律行为。___
A. 贷款偿还
B. 贷款性质
C. 发放方式
D. 数额多少
【单选题】
下列关于贷款金额的说法不正确的是（）。___
A. 贷款金额应考虑借款人的合理资金需求量，以确保需求合理
B. 固定资产贷款需求量可根据项目经审核确定的总投资、拟定且符合法规要求的资本金比例及其他资金来源构成等加以确定
C. 贷款金额的确定可超出借款人的承贷能力范围
D. 流动资金贷款需求量可参考《流动资金贷款管理暂行办法》提供的方法进行测算
【单选题】
审贷分离的核心是（），以达到相互制约的目的。___
A. 将负责贷款调查的业务部门(岗位)的工作人员相分离
B. 将负责贷款调查的业务部门(岗位)与负责贷款审查的管理部门(岗位)相分离
C. 将负责贷款审查的管理部门(岗位)的工作人员相分离
D. 将负责贷款审查的管理部门(岗位)与放款部门(岗位)相分离
【单选题】
（）是指将信贷业务办理过程中的调查和审查环节进行分离，分别由不同层次机构和不同部门(岗位)承担，以实现相互制约并充分发挥信贷审查人员专业优势的信贷管理制度。___
A. 信贷授权
B. 授信额度
C. 贷款审查
D. 审贷分离
【单选题】
在贷款发放阶段，以下做法不正确的是（）。___
A. 在审查担保类文件时，公司业务人员应特别注意抵(质)押协议生效的前提条件
B. 借款人用于建设项目的其他资金应与贷款同比例支用
C. 在中长期贷款发放过程中，银行应按照完成工程量的多少进行付款
D. 贷款原则上可以用于借款人的资本金、股本金和企业其他需自筹资金的融资
【单选题】
下面哪一项属于借款人挪用贷款的情况?（）___
A. 用流动资金贷款购买辅助材料
B. 外借母公司贷款进行房地产投资
C. 用流动资金贷款支付货款
D. 用中长期贷款购买机器设备
【单选题】
推行实贷实付的现实意义不包括（）。___
A. 有利于将信贷资金引入实体经济
B. 有利于加强贷款使用的精细化管理
C. 有利于银行业金融机构管控信用风险和法律风险
D. 有利于提高银行收益
【单选题】
《固定资产贷款管理暂行办法》规定，贷款人应设立独立的责任部门或岗位，负责贷款发放和支付审核。其中所指的责任部门是（）___
A. 前台营销部门
B. 放款执行部门
C. 中台授信审批部门
D. 贷款审核部门
推荐试题
【单选题】
What is a pool of raw storage capacity that a storage system can provide to Virtual Volumes?___
A. protocol endpoint
B. storage container
C. storage provider
D. datastore
【单选题】
vSphere 6.5 DRS is now Network-Aware. Based on network utilization, when will DRS balance VMs?___
A. DRS will balance VMs when a network resource pool is configured for VMs.
B. DRS will balance VMs when Network I/O Control is enabled.
C. DRS will place VMs on initial boot for hosts that have network utilization lower that the threshold.
D. DRS will vMotion VMs when network utilization is higher than the threshold on a particular host.
【单选题】
A scripted upgrade of ESXi fails due to an incorrect parameter in the upgrade script. What file must the administrator modify to correct the problem?___
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C. ks.cfg
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【单选题】
A VM folder contains VM1 and VM2. Group A has permission to power on virtual machines, defined on the VM folder and its children. Group B has permission to power off virtual machine VM2. If a user is a member of group A and B, what action can the user perform?___
A. Suspend VM2.
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C. Power on and power off VM1.
D. Power on and power off VM2.
【单选题】
The networking team has requested to have a dedicated network for iSCSI traffic. This task has been assigned to the vSphere Administrator. What is the VMware-recommended way to accomplish this?___
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B. Configure the right subnet.
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D. Define a dedicated gateway for the iSCSI vmkernel.
【单选题】
To prevent possible failures or issues during a vSphere upgrade, which component should be upgraded first?___
A. ESXi Hosts
B. virtual machines
C. datastores
D. vCenter Server
【单选题】
What is the command for updating an ESXi host?___
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【单选题】
A vSphere Administrator would like to identify which physical NUMA node their virtual machine is currently residing on. What esxtop metric would provide this information?___
A. GST_ND[x]
B. OVD_ND[x]
C. NRMEM
D. NHN
【单选题】
How can a vSphere administrator ensure that two virtual machines never run on the same datastore in a datastore cluster, while permitting the VMs to be load-balanced?___
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B. Configure a storage DRS VM override.
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【单选题】
What is the VMware-recommended way to move a physical adapter out of Network I/O Control’s scope?___
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C. Add the vmnic to the Net.IOControlPnicOptOut parameter in Advanced System Settings.
D. Move the vmnic to a different vmUplink port on the Distributed Switch.
【单选题】
A VM folder contains VM1 and VM2. Group A has permission to power on virtual machines, defined on the VM folder and its children. Group B has permission to power off virtual machines, defined on the VM folder and its children. If a user is a member of Groups A and B, what will be the user’s effective permission on VM1 and VM2?___
A. Power on
B. Power off.
C. Power on and Power off.
D. Reset.
【单选题】
Group 1 is granted console interaction on a VM folder. User 1 is granted no console interaction on the same VM folder. What will be the outcome if User 1 tries to access the console of a virtual machine?___
A. User 1 will not be able to access the virtual machines in the VM folder.
B. User 1 will not have access to the virtual machine console.
C. User 1 will have access to the virtual machine console.
D. User 1 will have console access only via the vSphere Web Client.
【单选题】
Which statement is true regarding the use of VMFS3 datastores with vSphere 6.5?___
A. VMFS3 datastores can be used but not created.
B. VMFS3 datastores can be neither used nor created.
C. VMFS3 datastores will be present but unmounted.
D. VMFS3 datastores can be created and used.
【单选题】
In the Exhibit, each VM has a 1GHz non-expandable reservation. If all VMs are powered on in sequence, what would be the outcome?___
A. VM4 cannot be powered on.
B. VM5 cannot be powered on.
C. VM6 cannot be powered on.
D. VM3 cannot be powered on.
【单选题】
vSphere 6.5 introduced MAClearning capabilities for VMware’s virtual switches. What three benefits will it provide? (Choose three.)___
A. Reduced memory consumption.
B. Reduced consumption of extra CPU cycles.
C. Increased network throughput.
D. Prevent packet flooding inside the vSwitch.
【单选题】
What is the default pathing policy for most active-active arrays?___
A. Fixed
B. Most Recently Used
C. Dynamic
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【单选题】
Which command will show the iSCSI sessions on a ESXi 6.5 host?___
A. esxcli storage iscsi session get
B. esxcli iscsi session get
C. esxcli storage iscsi session
D. esxcli iscsi session list
【单选题】
Which of the following is not a parameter for traffic filtering or marking?___
A. virtual port ID
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C. Traffic Direction
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【单选题】
A vSphere administrator wants to enable a virtual machine with Secure Boot, but in VM setting, Secure Boot option was not found under Boot Options. What could be the cause?___
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B. The virtual machine has missing drivers.
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【单选题】
A virtual machine is connected on a distributed port group where the average bandwidth configured in the traffic shaping policy is 100 Mbps. The VM network adapter is configured with a reservation of 200 Mbps. What is the VM’s effective bandwidth?___
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【多选题】
What are two reasons why a datastore in a Storage DRS cluster cannot enter maintenance mode?(Choose two.)___
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D. RS is disabled on the virtual disk.
【多选题】
What two methods are used to configure VMware vSphere Storage I/O Control shares and limits? (Choose two.)___
A. Assign shares and limits to VM virtual disks.
B. Assign shares and limits to datastores.
C. Assign shares and limits to Storage (DRS) clusters.
D. Assign shares and limits using VM storage policies.
【多选题】
ESXi 6.5 introduces VMFS6, which supports both 512e and 512n devices. What three configurations are supported when using these devices? (Choose three.) ___
A. Hosts with both 512e and 512n devices.
B. Storage vMotion between both 512e and 512n devices.
C. Datastore Extents spanned between both 512e and 512n devices.
D. Storage DRS clusters containing only both 512e and 512n devices.
【多选题】
A vSphere Administrator observes that the Primary VM configured with Fault Tolerance is executing slowly. After further investigation, it is determined that the Secondary VM is on an overcommitted ESXi host. What two methods will correct the problem? (Choose two.)___
A. Use Storage vMotion to migrate the Secondary VM to another datastore.
B. Use vMotion to migrate the Secondary VM to a different ESXi host.
C. Configure a CPU limit on the Primary VM which will also apply to the Secondary VM.
D. Turn off and turn on FT in order to recreate the Secondary VM on a different datastore.
【多选题】
Which two features require the use of Host Profiles? (Choose two.)___
A. Host Customizations
B. shared storage
C. Auto
D. eploy
【多选题】
What three processes on the vCenter Server Appliance (VCSA) does“vmware-watchdog monitor? (Choose three.) ___
A. vmware-eam
B. vmcad
C. vmware-vpostgres
D. vpxd
E. vsan-health
【多选题】
What three processes on the vCenter Server Appliance (VCSA) does“vmware-watchdog monitor? (Choose three.) ___
A. vmware-eam
B. vmcad
C. vmware-vpostgres
D. vpxd
E. vsan-health
【多选题】
Which two statements correctly describe VM-Host affinity rules? (Choose two.) ___
A. When there is more than one VM-Host affinity rule in a vSphere DRS cluster, the rules are applied equally.
B. After creating a VM-Host affinity rule, its ability to function in relation to other rules is predetermined.
C. When there is more than one VM-Host affinity rule in a vSphere
D. RS cluster, the rules will be ranked.
【多选题】
An administrator wants to enable proactive HA by moving virtual machines automatically if a hardware alert is triggered. What are the three required settings? (Choose three.)___
A. Set vSphere DRS Automation to Partially Automated.
B. Turn on Proactive HA.
C. Set the Proactive HA Automation Level to Manual.
D. Set the Proactive HA Automation Level to Automated.
E. Turn on vSphere HA and vSphere DRS.
【多选题】
If vCenter Server 5.5 installation has one or more services deployed remotely, which three services are relocated to vCenter Server 6.5 on upgrade? (Choose three.)___
A. vCenter Inventory Services
B. vSphere Authentication Proxy
C. vSphere Web Client
D. vSphere
E. SXi Dump Collector
【多选题】
What two debugging levels can a virtual machine be configured to? (Choose two.)___
A. Verbose
B. Debugging
C. Statistics
D. Trivia
【多选题】
What are three benefits of using a few large-capacity LUNs instead of many small-capacity LUNs? (Choose three.) ___
A. Better performance because there is less contention for a single volume.
B. More flexibility for resizing virtual disks.
C. Less wasted storage space.
D. More flexibility to create virtual machines without adding new LUNs.
E. Fewer VMFS datastores to manage.
【多选题】
Which two configurable options are available in Boot Options for a virtual machine? (Choose two.)___
A. Tools Upgrades
B. Encryption
C. Firmware
D. Force BIOS setup
【多选题】
Which three VMware-recommended best practices should an administrator follow before upgrading to vSphere 6.5? (Choose three.)___
A. Disconnect ESXi host from vCenter.
B. VMware Tools are installed in the virtual machine.
C. Ensure that the system hardware complies with ESXi requirements.
D. Back up the host.
E. Check the interoperability of any other software integrated with vSphere.
【多选题】
What are two requirements to enable EVC in vSphere DRS cluster? (Choose two.)___
A. CPUs must be from the same vendor.
B. EVC must use the lowest possible baseline supported by the hardware.
C. CPUs must be in the same family and of the same speed.
D. No VMs may be running in the cluster.
【多选题】
What three conditions could result in VMware Flash Read Cache being unable to claim a disk? (Choose three.)___
A. The disk is not listed in the VMware hardware compatibility guide.
B. The disk is not detected as an SSD.
C. The disk is not detected as local.
D. The disk is in use by VMFs.
【多选题】
Boot from SAN is supported on which three storage technologies? (Choose three.)___
A. VMware vSAN
B. FCoE
C. NFS 4.1
D. iSCSI
E. FC
【多选题】
Which two components are part of storage I/O multipathing on ESXi? (Choose two.)___
A. SATP
B. VASA
C. PSP
D. VAAI
【多选题】
Which two statements are true about Highly Available vSphere Auto Deploy infrastructure? (Choose two.)___
A. It helps prevent data loss.
B. It is a prerequisite for using vSphere Auto Deploy with stateful install.
C. It requires two or more Auto
D. eploy servers.
【多选题】
The virtual machine log rotation size can be changed for all VMs by which two interfaces? (Choose two.)___
A. PowerCLI
B. vSphere Web Client
C. ESXi host client
D. esxcli
