【多选题】
21:各投保机构的适用费率,由存款保险基金管理机构根据投保机构的___等因素确定。
A. 经营管理状况和风险状况
B. 盈利状况和风险状况
C. 资产状况和风险状况
D. 存款结构情况和风险状况
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相关试题
【多选题】
22:投保机构应当按照存款保险基金管理机构的规定,每___交纳一次保费。
A. 1个月
B. 3个月
C. 6个月
D. 1年
【多选题】
23:投保机构应当交纳的保费,按照本投保机构的___和存款保险基金管理机构确定的适用费率计算。
A. 全部存款
B. 人民币存款
C. 被保险存款
【多选题】
24:存款保险基金的运用,应当遵循___的原则
A. 安全、流动、保值增值
B. 安全、流动、效益
C. 审慎、流动、保值增值
D. 审慎、流动、效益
【多选题】
25:存款保险基金的运用,应当遵循安全、流动、保值增值的原则,限于下列形式___:
A. 存放在中国人民银行
B. 投资政府债券、中央银行票据、信用等级较高的金融债券以及其他高等级债券
C. 国务院批准的其他资金运用形式
D. 以上选项都是
【多选题】
26:存款保险基金的收支应当遵守国家统一的财务会计制度,并依法接受___的审计监督。
A. 审计机关
B. 人民银行
C. 监察机关
D. 财政机关
【多选题】
27:存款保险基金管理机构应当自每一会计年度结束之日起___内编制存款保险基金收支的财务会计报告、报表,并编制年度报告,按照国家有关规定予以公布。
A. 1个月
B. 2个月
C. 3个月
D. 4个月
【多选题】
28:存款保险基金管理机构应当自每一会计年度结束之日起3个月内编制存款保险基金收支的___、报表,并编制年度报告,按照国家有关规定予以公布。
A. 财务审计报告
B. 财务收支报告
C. 财务决算报告
D. 财务会计报告
【多选题】
29:存款保险基金管理机构履行职责,发现有下列___情形之一的,可以进行核查:
A. 投保机构风险状况发生变化,可能需要调整适用费率的,对涉及费率计算的相关情况进行核查
B. 投保机构保费交纳基数可能存在问题的,对其存款的规模、结构以及真实性进行核查
C. 对投保机构报送的信息、资料的真实性进行核查
D. 以上选项都是
【多选题】
30:存款保险基金管理机构参加金融监督管理协调机制,并与___、银行业监督管理机构等金融管理部门、机构建立信息共享机制。
A. 中国人民银行
B. 中国证监会
C. 财政部
【多选题】
31:存款保险基金管理机构应当通过信息共享机制获取有关投保机构的风险状况、检查报告和___等监督管理信息。
A. 评价情况
B. 信用情况
C. 信誉情况
D. 评级情况
【多选题】
32:存款保险基金管理机构发现投保机构存在资本不足等影响存款安全以及存款保险基金安全的情形的,可以对其提出 ___。
A. 安全警示
B. 安全警告
C. 风险警示
D. 风险警告
【多选题】
33:投保机构因重大资产损失等原因导致资本充足率大幅度下降,严重危及存款安全以及存款保险基金安全的,投保机构应当按照___、中国人民银行、银行业监督管理机构的要求及时采取补充资本、控制资产增长、控制重大交易授信、降低杠杆率等措施。
A. 存款保险基金管理机构
B. 财政部
C. 国务院
【多选题】
34:存款保险基金管理机构可以选择下列___方式使用存款保险基金,保护存款人利益:
A. 在本条例规定的限额内直接偿付被保险存款
B. 委托其他合格投保机构在本条例规定的限额内代为偿付被保险存款
C. 为其他合格投保机构提供担保、损失分摊或者资金支持,以促成其收购或者承担被接管、被撤销或者申请破产的投保机构的全部或者部分业务、资产、负债。
D. 以上选项都是
【多选题】
35:存款保险基金管理机构应当依照本条例的规定,在前款规定情形发生之日起___个工作日内足额偿付存款。
A. 5
B. 7
C. 10
D. 15
【多选题】
36:存款保险基金管理机构的工作人员有下列___行为之一的,依法给予处分:
A. 违反规定收取保费
B. 违反规定使用、运用存款保险基金
C. 违反规定不及时、足额偿付存款。
D. 以上选项都是
【多选题】
37:投保机构有未依法及时、足额交纳保费情形的,存款保险基金管理机构还可以按日加收未交纳保费部分___的滞纳金。
A. 0.02%
B. 0.03%
C. 0.05%
D. 0.06%
【多选题】
38:存款保险条例施行前,已被国务院银行业监督管理机构依法决定接管、撤销或者人民法院已受理破产申请的___,不适用本条例。
A. 金融机构
B. 吸收存款的金融机构
C. 吸收存款的银行业金融机构
【多选题】
1:存款保险制度的资金来源包括___
A. 存款人交纳的保费
B. 在投保机构清算中分配的财产
C. 投保机构交纳的保费
D. 存款保险基金管理机构运用存款保险基金获得的收益
E. 存款保险基金投资于企业债获得的利息
【判断题】
1:享档档起存金额1万元,存期1年,存取灵活,支持多次支取,享活期便利定期收益,按实际存期向下靠档计息
A. 对
B. 错
【判断题】
2:个人手机银行开通指纹登录后即可进行5万元以上的转账交易
A. 对
B. 错
【判断题】
3:某客户办理了我行个人电子银行,之后由于出差身在外地,加之手机丢失,让其家人拿户口本前来变更手机号,柜员考虑到情况特殊,直接进行了变更,其做法是否正确
A. 对
B. 错
【判断题】
4:个人客户开立电子银行必须到账户开户网点办理
A. 对
B. 错
【判断题】
5:新版手机银行中,客户使用“验证码+密码”认证方式时,所输入的密码为客户设定的支付密码
A. 对
B. 错
【判断题】
6:手机银行登录密码遗忘时客户必须到我行营业网点进行重置
A. 对
B. 错
【判断题】
7:客户有我行金燕卡,之前并未在我行开立过电子渠道,可直接下载我行手机银行APP,自主注册成为我行手机银行客户
A. 对
B. 错
【判断题】
8:张三是我行电子银行个人客户,开通了转账单笔5000万元的特殊限额业务,某日通过网银单笔跨行转出5000万元后,又欲通过我行手机银行跨行转出5万元,咨询我行工作人员,我行工作人员告知其无法转出,必须到柜面办理。是否正确?
A. 对
B. 错
【判断题】
9:李四是我行电子银行个人客户,开通了转账单笔5000万元的特殊限额业务,某日通过网银单笔跨行转出5000万元后,又欲通过我行手机银行向其本人同行账户转出5万元,咨询我行工作人员,我行工作人员告知其无法转出,必须到柜面办理。是否正确?
A. 对
B. 错
【判断题】
10:王五开通了特殊限额设置后,咨询我行工作人员是否可以在手机银行上进行特殊限额转账,我行工作人员告知其暂时不能,只能在网银上进行,是否正确?
A. 对
B. 错
【判断题】
11:手机闪付开通后,必须要打开手机银行APP才能支付
A. 对
B. 错
【判断题】
12:金燕e贷中,客户将支用的额度进行归还后,该笔合同则注销
A. 对
B. 错
【判断题】
13:客户想关闭小额免密免签必须到柜面进行
A. 对
B. 错
【判断题】
14:电子银行中的客户级限额,客户可以自主改动,但只可调低
A. 对
B. 错
【判断题】
15:电子银行中的渠道限额(认证方式限额),客户可以自主改动,但只可调低
A. 对
B. 错
【判断题】
16:自助设备刷脸取款时,系统会把客户脸部信息存储到后台,并和你的账户直接关联
A. 对
B. 错
【判断题】
17:自助设备刷脸取款时,不用输入账户取款密码即可取款
A. 对
B. 错
【判断题】
18:金燕e贷,客户当天支用形成的电子合同,若发现期限选择错误,可以当天注销合同
A. 对
B. 错
【判断题】
19:手机银行无卡取款,可以预约550元
A. 对
B. 错
【判断题】
20:客户办理特殊限额业务后,跨行转战时可以突破客户级限额
A. 对
B. 错
【判断题】
21:签约1张记账卡冻结300元,签约第2张记账卡无需再额外冻结
A. 对
B. 错
【判断题】
22:若账户活期余额<通行费,会扣款失败并将客户列入“黑名单”,系统将连续3天短信提醒客户补足余额并每天批扣一次,若某次扣款成功,则自动解除黑名单状态
A. 对
B. 错
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23. —What was Jim wearing at the party? — Nothing _______. He was in his usual shirt and jeans. A. special B. simple C. important D. interesting
A. A
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( ) 26.With help from a Mr. H, you can__________. A. stop wearing your watch B. get new books and objects C. finish your homework on time D. know when parents or teachers are near
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( ) 27. A PENGO WATCH CONTROL can help you to ______________. A. repair your TV B. put away your books and objects C. become a James Bond D. get a daily weather report
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( ) 28. You can get your Mr. H for___________. A. $299 B. $499 C. $199 D. $99
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C. C
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( ) 29. When was canned food invented? A. In 1870.          B. In 1810. C. In 1902.          D. In 1926.
A. A
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【单选题】
( ) 30. After the trip to the Arctic, Clarence Birdseye invented ____________. A. canned food             B. can openers C. frozen food           D. air conditioning
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( ) 31. Changes in weather _____________ in Willis Carrier's company. A. helped to keep food           B. made rooms comfortable C. caused health problems        D. hurt printing paper
A. A
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C. C
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( ) 32. According to the passage, which of the following may lead to inventions? A. People's needs.             B. Public support. C. Modern technology.          D. Practical suggestions.
A. A
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( ) 33. What is the writer's main purpose(目的)in writing this passage?    A.To tell the readers his life story.    B.To tell people what kind of person his father was.    C.To tell the readers what present he got from his father.    D. To let people know how poor he was.
A. A
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【单选题】
( ) 34. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
A. A
B. B
C. C
D. D
【单选题】
( ) 35. What would someone learn from this passage?    A.How to live by oneself. B.How to stand on one's own feet.    C.What a good father should do. D.What the self-important is like.
A. A
B. B
C. C
D. D
【单选题】
( ) 36. What may be the proper Chinese for the underlined part in the passage?    A.闲暇时光 B.学费 C.精神空虚 D.经济不足
A. A
B. B
C. C
D. D
【单选题】
( ) 37. The Chinese Yellow Sea Wetlands are in the _______ of China.    A.south           B.east    C.west            D.north
A. A
B. B
C. C
D. D
【单选题】
( ) 38. Usually the weather in the wetlands is _______.    A.hot             B.pleasant   C.cold            D.dry
A. A
B. B
C. C
D. D
【单选题】
( ) 39. The World Wetlands Day is on _______.    A.February 2        B.June 25   C.April 22      D.March
A. A
B. B
C. C
D. D
【单选题】
( ) 40. We must protect wetlands because _______. A.they are home for wildlife   B.they can prevent flood    C.they can offer food to the animals and birds D.all of the above
A. A
B. B
C. C
D. D
【单选题】
) 1. —Is it far from here to the bank? —Not very, only________. A. 20 minute’s walk B. 20 minutes walk C. 20 minutes’ walk D. 20 minutes’ walks
A. A
B. B
C. C
D. D
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2. — After discussing, the students ________ some good ideas to work on the project. — Thats great! A. put up B. set up C. caught up with D. came up with
A. A
B. B
C. C
D. D
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3. Yesterday Tommy walked past my table and ______ my bowls and dishes. He should be careful next time. A. knocked off B. took off C. showed off D. turned off
A. A
B. B
C. C
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4.We don’t have enough nurses to look after patients.At least ___ nurses are needed. A. ten another B. more ten C. another ten D. other ten
A. A
B. B
C. C
D. D
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5. — Zhao Rui, it’s said that many famous singers will come to Yangzhou on April 18th. How about watching the evening show there? —________! Let’s ask Huang Tao to go with us. A. Best wishes B. Sounds great C. Good luck D. That’s OK
A. A
B. B
C. C
D. D
【单选题】
6.—Hello! This is Henry Speaking.I’d like to speak to your father. —Sorry, he has Shanghai. A. been in B. been to C. come to D. gone to
A. A
B. B
C. C
D. D
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7. — It’s difficult for the village children to cross the river for school. — I think a bridge ______ over the river. A. was built B. is being built C. has been built D. should be built
A. A
B. B
C. C
D. D
【单选题】
8. —Where would you like to go, Jinan or Qufu? — .I only want to go to Qingdao. A. Each B. Either C. Neither D. All
A. A
B. B
C. C
D. D
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9 — The documentary A Bite Of China II is quite popular around China recently. How do you like it? ______. A. I think so B. Pretty good C. Its my pleasure D. All right
A. A
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C. C
D. D
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10. There are three English-books on the shelf, but ______ of them is mine. A. both B. neither C.all D. none
A. A
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11. When the parents arrived at the hall, the students _______ their projects. A. have finish B. finished C. had finished D. are finishing
A. A
B. B
C. C
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12. This week, the _______ seems to change every day: one day is hot; the next day is cold. A. time B. weather C. season D. way
A. A
B. B
C. C
D. D
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13. He never does his work _______ Mary.    A. as careful as B. so careful as C. carefully as D. as carefully
A. A
B. B
C. C
D. D
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14. — Can he jump high? — Yes, he ______. He is a good high jumper. A. must B. need C. can D. shall
A. A
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C. C
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15. The shop _____ at 8:00 a.m.and it ________ for ten hours every day. A. is open; has opened B. is opened; opens C. opens; is open D. opened; opens
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16. —Excuse me, may I use your bicycle? ______ is broken. Certainly. But remember to return it before lunch. A. Mine B. Me C. Myself D. I
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17. Simon, what do I need to take for the hiking? Youd better ________ more water than usual. Its hot today. A. to take B. taking C. take D. took
A. A
B. B
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