【判断题】
未满7周岁的无需提供电子照片,年满7周岁的儿童应当在满龄一年内及时到我行申请换领印有照片的社会保障市民卡。
A. 对
B. 错
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相关试题
【判断题】
市民卡联机账户和社保账户密码均为6个0,3次输入错误,则被锁定。如有遗忘、锁定也持市民卡本人有效身份证明进行密码修改
A. 对
B. 错
【判断题】
市民卡的激活。持卡人尚未开通金融功能之前,其账户状态为未激活,只能存入不能支取。金融账户初始密码为6个1
A. 对
B. 错
【判断题】
联机账户的默认密码都为“000000”,如有变更可持市民卡、本人有效身份证件进行联机密码修改,若为代理,还需提供代理人身份证件,未成年人应由其监护人代为办理,并按规定出示代理人有效身份证件、被代理人有效身份证件或户口簿、监护关系证明(即户口簿,或不在同一户口簿时需要提供的其他监护关系证明)。
A. 对
B. 错
【判断题】
市民卡口头挂失可在本行任一市民卡服务点或96528客服中心办理。
A. 对
B. 错
【判断题】
公务卡明细柜面只可查询打印最近六个月的账单明细。
A. 对
B. 错
【判断题】
公务卡还款撤销,柜员审核该笔公务卡还款交易是否为当天发生,隔日交易可作撤销处理,但必须与原还款交易由同一柜员发起。
A. 对
B. 错
【判断题】
公务卡挂失须出示本人有效身份证件,若代理挂失还需出示代理人身份证件。
A. 对
B. 错
【判断题】
公务卡密码分为查询密码(账户级密码)和交易密码(卡片级密码)。
A. 对
B. 错
【判断题】
公务卡只能转入我行开户的个人结算账户,如能提供转入账户凭证,可实行免填单。
A. 对
B. 错
【判断题】
公务卡持卡人每日取现最高额=溢缴款金额+1000元。
A. 对
B. 错
【判断题】
公务卡与借记卡绑定自扣关系后,于最后还款日次日进行自动转账还款。自动转账还款只进行一次,自动转账还款后持卡人尚未归还的款项,须直接存入公务卡内进行归还
A. 对
B. 错
【判断题】
公务卡挂失业务为不可逆转交易,交易成功后即办理了正式挂失,并收取相应的挂失费用,且不可撤销该挂失。
A. 对
B. 错
【判断题】
公务卡还款交易支持无卡还款,若为无卡还款时,需出示经办人身份证件,并填写《个人业务申请单》,柜员审核凭证填写是否正确、完整。
A. 对
B. 错
【判断题】
柜员审核该笔公务卡预借现金交易是否为当天发生,隔日交易不可作撤销处理,且必须与原预借现金交易由同一柜员发起。
A. 对
B. 错
【判断题】
公务卡转账可由代理人办理。
A. 对
B. 错
【判断题】
自扣还款关系中借记帐户的户名与公务卡的户名需为同户名,且证件号码需一致。如借记帐户销户或换卡后,自扣关系无需重建。
A. 对
B. 错
【判断题】
公务卡挂失为不可逆转交易,交易成功后该卡即办理了正式挂失,系统自动收取相应的挂失费用,不可以撤销该挂失。公务卡挂失和补卡同时操作,只需填写一份申请书。
A. 对
B. 错
【判断题】
公务卡每日累计透支取现额度上限为人民币2000元。
A. 对
B. 错
【判断题】
违约金为持卡人未在到期还款日前偿还最低还款额而向银行支付的罚金,为最低还款额未还部分的10%,最低5元,最高500 元。
A. 对
B. 错
【判断题】
未激活卡可直接申请销户,不用交易密码
A. 对
B. 错
【判断题】
公务卡最低还款额=消费×20%+(预借现金+上期最低还款额未还部分+当期分期付款金额+费用利息)×100%。
A. 对
B. 错
【判断题】
公务卡补卡交易完成后,将会直接产生新的公务卡卡号。
A. 对
B. 错
【判断题】
如遇银联故障或通讯超时,但我行核心系统已记账成功,需做还款确认交易,系统会给予相应提示(如:银联失败:未知通讯错误,主机成功,请做确认交易!)若提示交易不成功,表示与银联数据通讯仍旧不通,该种情况下应把款项还给客户,记录客户联系方式,待第二天银联清算后再做调整。
A. 对
B. 错
【判断题】
持卡人取现透支不享受免息期,取现透支从记账日起计算透支利息,并按日计算复利。
A. 对
B. 错
【判断题】
公务卡每卡每日累计透支支取不得超过1000元,且不得超过透支额度,但持卡人可取出全额溢缴款,即持卡人每日取现最高额=溢缴款金额+1000元。
A. 对
B. 错
【判断题】
卡片状态为激活、挂失、申请销户、换卡等状态的,账户可以做还款交易。
A. 对
B. 错
【判断题】
卡片状态为未激活、最终结清时不能做还款交易,系统不会自动给予相应提示。
A. 对
B. 错
【判断题】
补卡或换卡后,查询密码不变
A. 对
B. 错
【判断题】
25申请公务卡销户时,应保证卡内无溢缴款或透支款,才允许客户申请销户。
A. 对
B. 错
【判断题】
取。
A. 对
B. 错
【判断题】
若定期账户销户日为到期日当天,支取方式为凭密码的,支取时则无需提供身份证件(支取金额仅限5万以下)。
A. 对
B. 错
【判断题】
整存整取存取期类别分3个月、6个月、一年、二年、三年和五年。
A. 对
B. 错
【判断题】
支取时无需提供本人有效身份证件。
A. 对
B. 错
【判断题】
率计付利息。
A. 对
B. 错
【判断题】
对于转账开户的定期产品,转出账户可不要求跟开户账户为同一人。
A. 对
B. 错
【判断题】
对于转账开户的定期产品,转出账户必须跟开户账户系同一人。
A. 对
B. 错
【判断题】
人民币账户部提,转入账户与定期账户必须是同一客户。
A. 对
B. 错
【判断题】
息依就按存单开户日挂牌公告的定期储蓄存款利率计付。
A. 对
B. 错
【判断题】
利息。
A. 对
B. 错
【判断题】
日挂牌利率一次性支取的定期存款。
A. 对
B. 错
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