【多选题】
我行作为代理行发放银团贷款时，柜面人员需要操作哪些交易___
A. 银团贷款协议录入
B. 代理行发放参加行银团贷款
C. 银团贷款协议维护
D. 贷款发放
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答案
ABCD
解析
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相关试题
【多选题】
循环贷款期限根据借款人的授信用途、还款能力和担保方式等因素综合确定，授信期限最长不超过___年（含），在授信有效期内贷款期限最长不超过（ ）年（含），不得展期。
A. 1，1
B. 1，3
C. 3，1
D. 3，3
【多选题】
循环贷采用按月付息方式，贷款期间的每月___日，本行计算机系统将自动从借款人指定的兰花卡结算账户中扣除应付利息，遇账户余额不足未能按时支付利息的，本行将按有关规定计收复息。借款人授信到期或指定结算账户需结清时，必须利随本清。
A. 10
B. 15
C. 20.
D. 25
【多选题】
循环贷款授信用于循环贷款发放前的额度审批，授信额度最高 万元，其中信用贷款最高为 万元。___
A. 100万、50万
B. 50万、30万
C. 50万、20万
D. 100万、80万
【多选题】
循环贷款在授信期间执行___，由（ ）根据市场变化和国家利率政策变动等综合因素确定并适时发布利率区间
A. 浮动利率；总行
B. 浮动利率；各分支行
C. 固定利率；总行
D. 固定利率；各分支行
【多选题】
以下关于循环贷款的说法正确的是___。
A. 循环贷款是指针对农、林、牧、渔等用途发放的贷款。
B. 循环贷款可以在授信期限内分次提款、循环使用。
C. 循环贷款在支取不超过可用额度的单笔款项时，也需要再次审批
D. 循环贷款的最高授信额度为30万元
【多选题】
当循环贷借款人因非恶意欠息造成的冻结，由借款人提出申请经本行认定借款人仍符合业主循环贷申请条件后由___进行审批通过后给予解冻处理。
A. 主办客户经理
B. 分管行长
C. 总行授信部审核岗
D. 总行授信部审批岗
【多选题】
三十三、当借款人出现以下哪些情况时，冻结授信额度，不再发放后续贷款。___
A. 部分贷款逾期或者连续欠息三个月以上，系统自动冻结总授信额度。
B. 若借款人资信发生重大变化或出现本行认为可能影响后续贷款风险控制的情况，可在柜面手工冻结总授信额度。
C. 兰花卡/金融IC卡对应结算账户被有权机关冻结，系统会联动到冻结界面做全额冻结。
D. 账户状态属于止付_存款证明。
【多选题】
业主循环贷的申请条件包括___
A. 持有有效身份证件，年龄在18周岁（含）至60周岁（含）,身体健康，具有完全民事行为能力的自然人。
B. 在经办行所在地具有常住户口或有效居留证明，有固定住所。
C. 在经办行所在地有固定经营场所，小微企业和个体工商户要求正常经营时间在1年（含）以上
D. 借款人本人在本行开立兰花卡个人结算账户，同意并授权本行按合同约定从其个人兰花卡结算账户中扣收贷款本息。
E. 借款人经营实体资信状况良好，借款人必须是法人代表、实际经营者（控制人）或主要股东。
【多选题】
借款人出现以下情况时，业主循环贷款的额度将被系统自动冻结___。
A. 资信发生重大变化
B. 兰花卡挂失
C. 贷款出现欠息连续三个月以上（增加）
D. 账户被冻结
E. 额度全部使用完毕
【多选题】
下列关于循环贷说法正确的有___
A. 对于归还当日借款的冲账，“贷款/透支账号”需要输入透支账号。
B. 对于还款的冲账，“贷款/透支账号”需要输入贷款账号。
C. 授信状态如为“全额冻结”时，如果有当日借款发生的，可以归还当日借款。
D. 贷款采取“一次核定、随用随贷、余额控制、周转使用”的授信管理方式。
【多选题】
循环贷授信柜面需审核以下哪些资料___
A. 放款通知书及借款申请书
B. 借款审查（审批）表
C. 提款申请书及循环贷款合同
D. 单笔单批业务审批表
E. 保证合同/抵押合同
【多选题】
贷款全部核销或部分核销时，下列正确的是___
A. 全部核销，输入的核销本金需与信贷审批一致，核销利息系统计算，为全部应计应收利息合计，核销合计金额也由系统计算
B. 全部核销，输入的核销本金需与信贷审批一致，核销利息由信贷部门计算，为全部应计应收利息合计，核销合计金额也由信贷部门计算
C. 部分核销，输入的部分核销本金需与信贷审批一致，核销利息不超过应收利息合计，核销合计金额由系统计算。
D. 部分核销，输入的部分核销本金需与信贷审批一致，核销利息不超过应收利息合计，核销合计金额由信贷部门计算。
【多选题】
下列说法错误的有___
A. 全额核销和部分核销时，客户无回单。
B. 对核销贷款收回的当天，可进行核销收回的冲正。
C. 核销收回时，客户无回单。
D. 核销收回时,需要信贷部门的审批单
【多选题】
核销贷款时，柜员需审核信贷部门提供的___，同时凭总行下发的（D）进行核销操作。
A. 核销通知书
B. 核销审批单
C. 呆账核销清单
D. 贷款核销批复书
E. 呆账核销申报审批表
【多选题】
持票人持未到期的银行承兑汇票向银行申请贴现时，应先由贴现银行办理查询。经办柜员收到银行承兑汇票后，需要双人审核，金额___万元以上（含）要用票据鉴别仪识别真伪。
A. 5
B. 10
C. 2
D. 20
推荐试题
【单选题】
18. —We can invite our teachers to the farewell party next Saturday.
—Yes, ______? I’ll call them at once.
A. what for B. what C. why not D. why
A. A
B. B
C. C
D. D
【单选题】
19.You can ________ ask the old man to move away to any other place because he has lived ________ here for at least sixty years．
A. hardly; alone B. hard; alone
C. hardly; lonely D. hardly; lonely
A. A
B. B
C. C
D. D
【单选题】
20.—I’m going back to see my grandparents this weekend．
—________．
A. It’s very nice of you B. You’d better hurry
C. Say goodbye to them D. Give my best wishes to them
A. A
B. B
C. C
D. D
【单选题】
21.—Why not take ____ umbrella with the sign “Made in China”? It is useful.
—What _______ good advice it is!
A. an; a B. a; a C. an; \ D. \; a
A. A
B. B
C. C
D. D
【单选题】
22. —Do you know the boy________ is sitting next to Peter?
— Yes. He is Peter’s friend. They are celebrating his ________ birthday.
A. who; ninth B. that; ninth C. /; ninth D. which; ninth
A. A
B. B
C. C
D. D
【单选题】
23. It was dark, ______ I couldnt see what was happening.
A. or B. though C. but D. so
A. A
B. B
C. C
D. D
【单选题】
24.—You can use MSN to talk with Vivien on the Internet.
—I know. But can you tell me ________?
A. what I can use it B. when I can use it
C. why can I use it D. how can I use it
A. A
B. B
C. C
D. D
【单选题】
25. _______ are you going to the School Uniform Exhibition, Amy ?
To learn about different styles of school uniform.
A. What B. Where C. Which D. Why
A. A
B. B
C. C
D. D
【单选题】
( ) 26. Where does the writer of "The little Prince" come from?
A．England． B．France． C．America． D．China．
A. A
B. B
C. C
D. D
【单选题】
( ) 27. What does the prince do after the fox tells him a secret?
A．He cares more about a flower and a sheep．
B．He meets many more strange adults on other planets．
C．He realizes his love for the rose and he goes back to his planet．
D．He discovers interesting things such as a snake, other roses and a fox
A. A
B. B
C. C
D. D
【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________．
A．the adult world B．the planet B -612
C．a rose and a fox D．the adventure of a young prince
A. A
B. B
C. C
D. D
【单选题】
( ) 29. What is the writer's main purpose（目的）in writing this passage？
A．To tell the readers his life story．
B．To tell people what kind of person his father was．
C．To tell the readers what present he got from his father．
D． To let people know how poor he was．
A. A
B. B
C. C
D. D
【单选题】
( ) 30. Why did the father not ask his son not to do this and do that？
A．Because he felt quite confident of his son．
B．Because he was born from a poor family．
C．Because he was a man of few words．
D．Because he didn't want to be much too strict with his son．
A. A
B. B
C. C
D. D
【单选题】
( ) 31. What would someone learn from this passage？
A．How to live by oneself． B．How to stand on one's own feet．
C．What a good father should do． D．What the self-important is like．
A. A
B. B
C. C
D. D
【单选题】
( ) 32. What may be the proper Chinese for the underlined part in the passage？
A．闲暇时光 B．学费 C．精神空虚 D．经济不足
A. A
B. B
C. C
D. D
【单选题】
( ) 33. Why did Natalie Smith pay for the six cars behind her?
A. She had seven tickets.
B. She hoped to please others.
C. She knew the car drivers well.
D. She wanted to show kindness.
A. A
B. B
C. C
D. D
【单选题】
( ) 34. Judy Foreman copied down the phrase because she ___ .
A. thought it was beautifully written
B. wanted to know what it really meant
C. decided to write it on a warehouse wall
D. wanted her husband to put it up in the classroom
A. A
B. B
C. C
D. D
【单选题】
( ) 35. Who came up with the phrase according to the passage?
A. Judy Foreman. B. Natalie Smith. C. Anne Herbert D. Alice Johnson.
A. A
B. B
C. C
D. S
【单选题】
( ) 36. What can we infer from the last paragraph?
A. People should practice random kindness to those in need.
B. People who receive kindness are likely to offer it to others.
C. People should practice random kindness to strangers they meet.
D. People who receive kindness are likely to pay it back to the giver.
A. A
B. B
C. C
D. D
【单选题】
( ) 37.The greatest river for navigation is ___________.
A. the Nile B. the Amazon C. the Mekong D. the Mississippi
A. A
B. B
C. C
D. D
【单选题】
( ) 38. From a dam, people can use the water for ___________.
A. keeping the rivers clean B. only making electricity
C. irrigation and making electricity D. washing clothes
A. A
B. B
C. C
D. D
【单选题】
( ) 39. The water in the river is polluted because of _____________.
A. people's drinking water too much B. people's swimming in the river too much
C. chemicals and other materials D. people's building a dam across a river
A. A
B. B
C. C
D. D
【单选题】
( ) 40. The best title of the passage is ___________.
A. Rivers in Cities B. The importance of Rivers
C. Transportation D. Natural Resources
A. A
B. B
C. C
D. D
【单选题】
) 1. Even Tony’s six-year-old son asked him ______ smoking.
A. stops B. stopped C. to stop D. stopping
A. A
B. B
C. C
D. D
【单选题】
2.—What do you think of the lecture of Li Yang’s Crazy English?
— I think it’s _______ , but someone thinks it’s much too ________.
A. wonderful enough; bored B. enough wonderful; boring
C. enough wonderful; bored D. wonderful enough; boring
A. A
B. B
C. C
D. D
【单选题】
3.—He didn’t go to the lecture this morning, did he?
— _____ ．Though he was not feeling very well．
A. No, he didnt B. Yes; he did C. No, he did D. Yes, he didnt
A. A
B. B
C. C
D. D
【单选题】
4. If you read a lot, your life ______ full of pleasure.
A. will be B. is C. be D. was
A. A
B. B
C. C
D. D
【单选题】
5. The black bag _________ be Annas. She has a blue one.
A. should B. cant C. wouldnt D. could
A. A
B. B
C. C
D. D
【单选题】
6. Susan, why are you still here? They are all ready to start.
Im sorry, but I _________ when to start.
A. dont tell B. wasnt told C. didnt tell D. havent told
A. A
B. B
C. C
D. D
【单选题】
7.—Why dont you choose the red tie?
—For me, it doesn’t _____ my shirt very well．
A. fix B. accept C. compare D. match
A. A
B. B
C. C
D. D
【单选题】
8. — Could you tell me ______? I must find him．
— Sorry．I don’t know．But he was here just now．
A. where Tom was B. where Tom is
C. where has Tom gone D. where can I find Tom
A. A
B. B
C. C
D. D
【单选题】
9. —What did Mr Green say to you?
— What a heavy rain! How did you come here? He asked________.
A. at all B. in fact C. in surprise D. as a result
A. A
B. B
C. C
D. D
【单选题】
10. I often see Tom on the playground．When I passed the playground yesterday, I saw him ．
A. play; playing B. to play; play C. playing; to play D. playing; play
A. A
B. B
C. C
D. D
【单选题】
11. — Mum, could I have ____________ to drink?
— Oh, dear．You can only drink some water．There is _________ in the kitchen．
A. anything; else something B. anything; something else
C. something; else nothing D. something; nothing else
A. A
B. B
C. C
D. D
【单选题】
12. We all know that learning a foreign language _______ time and effort.
A. requires B. reduces C. removes D. repeats
A. A
B. B
C. C
D. D
【单选题】
13. Her son __________ Coke, but now he __________ milk．
A. is used to drinking; used to drink B. used to drink; uses to drink
C. used to drink; is used to drinking D. is used to drink; is drinking
A. A
B. B
C. C
D. D
【单选题】
14. I don’t know the teacher is talking with Miss Wang．
A. what B. whom C. who D. which
A. A
B. B
C. C
D. D
【单选题】
15.Millie does __________ that many people are thankful to her．
A. such an important and helpful job B. so important and helpful work
C. a very important and helpful job D. such an important and helpful work
A. A
B. B
C. C
D. D
【单选题】
16. I think eating more vegetables is good _______ our health.
—Yes, I agree _______ you.
A. at, to B. for, with C. to, to D. for, to
A. A
B. B
C. C
D. D
【单选题】
17. I often go on holiday with my parents _____ summer.
A. in B. at C. on D. of
A. A
B. B
C. C
D. D
