【判断题】
根据《商业银行授信工作尽职指引》，商业银行应根据各环节授信分析评价的结果，形成书面的分析评价报告。分析评价报告报出后，不得在原稿上作原则性更改；如需作原则性更改，应另附说明
A. 对
B. 错
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【判断题】
按照《商业银行授信工作尽职指引》（银监发[2004]51号）规定，商业银行对客户调查和客户资料的验证应以实地调查为主，间接调查为辅。必要时，可通过外部征信机构对客户资料的真实性进行核实
A. 对
B. 错
【判断题】
按照《商业银行授信工作尽职指引》（银监发[2004]51号）规定，授信业务部门授信工作人员和授信管理部门授信工作人员任何一方需对客户资料进行补充时，须通知另外一方，但原则上须由授信管理部门授信工作人员办理
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按照《商业银行授信工作尽职指引》（银监发[2004]51号）规定，商业银行应对第二还款来源进行分析评价，确认保证人的保证主体资格和代偿能力，以及抵押、质押的合法性、充分性和可实现性
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按照《商业银行授信工作尽职指引》（银监发[2004]51号）规定，商业银行应根据客户偿还能力和现金流量，对客户授信进行调整，包括展期，增加或缩减授信，要求借款人提前还款，并决定是否将该笔授信列入观察名单或划入问题授信
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按照《商业银行授信工作尽职指引》（银监发[2004]51号）规定，商业银行应支持授信工作尽职调查人员独立行使尽职调查职能，调查可采取现场或非现场的方式进行。必要时，可委托专业机构开展特定的授信尽职调查工作
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根据《商业银行集团客户授信业务风险管理指引》的规定，商业银行持有的集团客户成员企业发行的公司债券、企业债券、短期融资券、中期票据等债券资产以及通过衍生产品等交易行为所产生的信用风险暴露不要纳入集团客户授信业务进行风险管理
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根据《商业银行集团客户授信业务风险管理指引》，商业银行在给集团客户授信时，应当进行充分的资信尽职调查，要对照授信对象提供的资料，对重点内容或存在疑问的内容进行实地核查，并在授信调查报告中反映出来。调查人员应当对调查报告的真实性负责
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根据《商业银行集团客户授信业务风险管理指引》，贷款对象出现重大兼并、收购重组等情况，贷款人认为可能影响到贷款安全的贷款人有权单方决定停止支付借款人尚未使用的贷款，并提前收回部分或全部贷款本息，并依法采取其他措施
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按照《商业银行集团客户授信业务风险管理指引》规定，商业银行给集团客户贷款时，贷款对象出现重大兼并、收购重组等情况，贷款人认为可能影响到贷款安全的，贷款人有权单方决定停止支付借款人尚未使用的贷款，并提前收回部分或全部贷款本息
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按照《商业银行集团客户授信业务风险管理指引》（中国银监会令2010年第4号）规定，银行业监管机构根据审慎监管的要求可以调低单个商业银行单一集团客户授信余额与资本净额的比例
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按照《商业银行集团客户授信业务风险管理指引》（中国银监会令2010年第4号）规定，各商业银行之间应当加强合作，相互征询集团客户的资信时，应当按商业原则依法提供必要的信息和查询协助
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【单选题】
17. —Oh．I’m hungry．Mum, can I have the hamburger on the plate?
—No．It tastes ．
A. terribly B. terrible C. good D. well
A. A
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【单选题】
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—Yes, ______? I’ll call them at once.
A. what for B. what C. why not D. why
A. A
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【单选题】
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20.—I’m going back to see my grandparents this weekend．
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【单选题】
21.—Why not take ____ umbrella with the sign “Made in China”? It is useful.
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【单选题】
22. —Do you know the boy________ is sitting next to Peter?
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A. A
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【单选题】
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【单选题】
24.—You can use MSN to talk with Vivien on the Internet.
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A. A
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【单选题】
25. _______ are you going to the School Uniform Exhibition, Amy ?
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【单选题】
( ) 26. Where does the writer of "The little Prince" come from?
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A. A
B. B
C. C
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【单选题】
( ) 27. What does the prince do after the fox tells him a secret?
A．He cares more about a flower and a sheep．
B．He meets many more strange adults on other planets．
C．He realizes his love for the rose and he goes back to his planet．
D．He discovers interesting things such as a snake, other roses and a fox
A. A
B. B
C. C
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【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________．
A．the adult world B．the planet B -612
C．a rose and a fox D．the adventure of a young prince
A. A
B. B
C. C
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【单选题】
( ) 29. What is the writer's main purpose（目的）in writing this passage？
A．To tell the readers his life story．
B．To tell people what kind of person his father was．
C．To tell the readers what present he got from his father．
D． To let people know how poor he was．
A. A
B. B
C. C
D. D
【单选题】
( ) 30. Why did the father not ask his son not to do this and do that？
A．Because he felt quite confident of his son．
B．Because he was born from a poor family．
C．Because he was a man of few words．
D．Because he didn't want to be much too strict with his son．
A. A
B. B
C. C
D. D
【单选题】
( ) 31. What would someone learn from this passage？
A．How to live by oneself． B．How to stand on one's own feet．
C．What a good father should do． D．What the self-important is like．
A. A
B. B
C. C
D. D
【单选题】
( ) 32. What may be the proper Chinese for the underlined part in the passage？
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A. A
B. B
C. C
D. D
【单选题】
( ) 33. Why did Natalie Smith pay for the six cars behind her?
A. She had seven tickets.
B. She hoped to please others.
C. She knew the car drivers well.
D. She wanted to show kindness.
A. A
B. B
C. C
D. D
【单选题】
( ) 34. Judy Foreman copied down the phrase because she ___ .
A. thought it was beautifully written
B. wanted to know what it really meant
C. decided to write it on a warehouse wall
D. wanted her husband to put it up in the classroom
A. A
B. B
C. C
D. D
【单选题】
( ) 35. Who came up with the phrase according to the passage?
A. Judy Foreman. B. Natalie Smith. C. Anne Herbert D. Alice Johnson.
A. A
B. B
C. C
D. S
【单选题】
( ) 36. What can we infer from the last paragraph?
A. People should practice random kindness to those in need.
B. People who receive kindness are likely to offer it to others.
C. People should practice random kindness to strangers they meet.
D. People who receive kindness are likely to pay it back to the giver.
A. A
B. B
C. C
D. D
【单选题】
( ) 37.The greatest river for navigation is ___________.
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A. A
B. B
C. C
D. D
【单选题】
( ) 38. From a dam, people can use the water for ___________.
A. keeping the rivers clean B. only making electricity
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A. A
B. B
C. C
D. D
【单选题】
( ) 39. The water in the river is polluted because of _____________.
A. people's drinking water too much B. people's swimming in the river too much
C. chemicals and other materials D. people's building a dam across a river
A. A
B. B
C. C
D. D
【单选题】
( ) 40. The best title of the passage is ___________.
A. Rivers in Cities B. The importance of Rivers
C. Transportation D. Natural Resources
A. A
B. B
C. C
D. D
【单选题】
) 1. Even Tony’s six-year-old son asked him ______ smoking.
A. stops B. stopped C. to stop D. stopping
A. A
B. B
C. C
D. D
【单选题】
2.—What do you think of the lecture of Li Yang’s Crazy English?
— I think it’s _______ , but someone thinks it’s much too ________.
A. wonderful enough; bored B. enough wonderful; boring
C. enough wonderful; bored D. wonderful enough; boring
A. A
B. B
C. C
D. D
【单选题】
3.—He didn’t go to the lecture this morning, did he?
— _____ ．Though he was not feeling very well．
A. No, he didnt B. Yes; he did C. No, he did D. Yes, he didnt
A. A
B. B
C. C
D. D
【单选题】
4. If you read a lot, your life ______ full of pleasure.
A. will be B. is C. be D. was
A. A
B. B
C. C
D. D
【单选题】
5. The black bag _________ be Annas. She has a blue one.
A. should B. cant C. wouldnt D. could
A. A
B. B
C. C
D. D
【单选题】
6. Susan, why are you still here? They are all ready to start.
Im sorry, but I _________ when to start.
A. dont tell B. wasnt told C. didnt tell D. havent told
A. A
B. B
C. C
D. D
【单选题】
7.—Why dont you choose the red tie?
—For me, it doesn’t _____ my shirt very well．
A. fix B. accept C. compare D. match
A. A
B. B
C. C
D. D
【单选题】
8. — Could you tell me ______? I must find him．
— Sorry．I don’t know．But he was here just now．
A. where Tom was B. where Tom is
C. where has Tom gone D. where can I find Tom
A. A
B. B
C. C
D. D
【单选题】
9. —What did Mr Green say to you?
— What a heavy rain! How did you come here? He asked________.
A. at all B. in fact C. in surprise D. as a result
A. A
B. B
C. C
D. D
【单选题】
10. I often see Tom on the playground．When I passed the playground yesterday, I saw him ．
A. play; playing B. to play; play C. playing; to play D. playing; play
A. A
B. B
C. C
D. D
【单选题】
11. — Mum, could I have ____________ to drink?
— Oh, dear．You can only drink some water．There is _________ in the kitchen．
A. anything; else something B. anything; something else
C. something; else nothing D. something; nothing else
A. A
B. B
C. C
D. D
【单选题】
12. We all know that learning a foreign language _______ time and effort.
A. requires B. reduces C. removes D. repeats
A. A
B. B
C. C
D. D
【单选题】
13. Her son __________ Coke, but now he __________ milk．
A. is used to drinking; used to drink B. used to drink; uses to drink
C. used to drink; is used to drinking D. is used to drink; is drinking
A. A
B. B
C. C
D. D
【单选题】
14. I don’t know the teacher is talking with Miss Wang．
A. what B. whom C. who D. which
A. A
B. B
C. C
D. D
【单选题】
15.Millie does __________ that many people are thankful to her．
A. such an important and helpful job B. so important and helpful work
C. a very important and helpful job D. such an important and helpful work
A. A
B. B
C. C
D. D
【单选题】
16. I think eating more vegetables is good _______ our health.
—Yes, I agree _______ you.
A. at, to B. for, with C. to, to D. for, to
A. A
B. B
C. C
D. D
