【单选题】
接入信贷系统的计算机必须安装正版防病毒软件,并及时更新,___至少要用防病毒软件进行一次全面的病毒查杀。严禁无关人员在信贷微机上操作。
A. 每天
B. 每周
C. 每月
D. 每季
查看试卷,进入试卷练习
微信扫一扫,开始刷题
答案
C
解析
暂无解析
相关试题
【单选题】
抵押与质押的区别在于___
A. 抵押中的债务人保留对抵押财产的所有权
B. 质押中的债务人保持对质押财产的占有权
C. 抵押中的债权人取得抵押财产的所有权或部分所有权
D. 质押中的债权人保留对质押财产的所有权
【单选题】
以下关于贷款保证风险表述不正确的是___
A. 保证贷款逾期2年期间,银行未采取任何措施中断诉讼时效,则银行将丧失胜诉权
B. 就保证责任而言,如果保证合同对保证期间有约定,应依约定
C. 如果保证合同未约定或约定不明,则保证责任自主债务履行期届满之日起1年
D. 在规定的时期内债权人未要求保证人承担保证责任,保证人免除保证责任
【单选题】
借款人还款能力的主要标志就是___
A. 借款人的现金流量是否充足
B. 借款人的资产负债比率是否足够低
C. 借款人的管理水平是否很高
D. 借款人的销售收入和利润是否足够高
【单选题】
客户经理应对客户提供的资料以及所收集信息的合法性、真实性进行核实,核实的过程和结果应予以记载。核实应以___为主。
A. 电话访谈
B. 实地调查
C. 间接调查
D. 外部调查
【单选题】
到期未偿还贷款的催收工作应由___负责。但在需要运用法律手段进行催收时,可由有关部门或人员接管。
A. 审批人员
B. 法规人员
C. 信贷人员
D. 合规人员
【单选题】
对关系人申请的授信业务,授信审批人员___。
A. 不需回避
B. 申请回避
C. 适当回避
D. 尽量回避
【单选题】
贷款应主要以借款人经营活动所形成的现金流量和___为基础。
A. 抵押物
B. 质押物
C. 个人信用
D. 担保
【单选题】
对借款人确因暂时经营困难不能按期归还固定资产贷款本息的,贷款人可与借款人协商进行___。
A. 贷款展期
B. 市场化处置
C. 贷款重组
D. 核销
【单选题】
51流动资金贷款不得用于___等投资,不得用于国家禁止生产、经营的领域和用途。
A. 固定资产、股权
B. 固定资产、扩大再生产C.股权、扩大再生产 D.固定资产
【单选题】
《固定资产贷款管理暂行办法》由谁负责解释?___
A. 中国人民银行
B. 中国银行业监督管理委员会
C. 中国银行业协会
D. 商业银行总行
【单选题】
贷款人应建立健全合同管理制度,以有效防范个人贷款的何种风险?___
A. 信用风险
B. 操作风险
C. 合规风险
D. 法律风险
【单选题】
借款人自主支付是指贷款人根据借款人的提款申请将贷款资金发放至借款人账户后,由借款人自主支付给符合合同约定用途的哪类对象?___
A. 客户方
B. 借款人交易对手
C. 股东
D. 合伙人
【单选题】
采用贷款人受托支付的,贷款人应在何时审核借款人相关交易资料是否符合合同约定条件?___
A. 贷款资金发放时
B. 贷款资金发放前
C. 贷款资金发放后
D. 支付给借款人交易对手的同时
【单选题】
根据《项目融资业务指引》,贷款人应根据什么确定贷款期限?___
A. 项目建设期
B. 项目经营期
C. 投资回收期
D. 借款人要求
【单选题】
国家法定利率的公布、实施由___负责。
A. 国务院
B. 中国人民银行总行
C. 中国银行业监督管理委员会 C.中国银行业协会
【单选题】
60.按贷款风险分类法分类,尽管借款人目前有能力偿还贷款本息,但存在一些可能对偿还产生不利影响的因素,这类贷款应划为 ___。
A. 正常;
B. 关注;
C. 次级;
D. 可疑。
【单选题】
定活两便储蓄存款起存金额为___元。
A. 50
B. 100
C. 500
D. 1000
【单选题】
在综合业务系统中,储蓄新开户客户必须设为___方可通存通兑。
A. 凭印鉴
B. 凭密码
C. 任意支取
D. 凭有效身份证件
【单选题】
冻结超过冻结时效时___。
A. 自动解冻
B. 有权部门人员需凭“解冻通知书”办理解冻手续
C. 有权部门人员需凭有效身份证件办理解冻手续
D. 有权部门人员需凭工作证办理解冻结手续
【单选题】
账户的冻结、解冻必须到___办理。
A. 县级联社
B. 信用社总社
C. 任一与开户社网点联网的网点
D. 开户网点
【单选题】
通知存款不论实际存期多长,按客户提前通知的期限划分为___通知存款两个品种。
A. 一天和三天
B. 一天和五天
C. 三天和七天
D. 一天和七天
【单选题】
请在以下的业务中选择出新业务系统中只能由主管处理的业务: ___
A. 凭证出库
B. 凭证出售
C. 凭证注销
D. 凭证核销
【单选题】
在综合业务系统中,机构代码为 ___ 位数字。
A. 8位
B. 6位
C. 10位
D. 12位
【单选题】
活期一本通账户中,序号为102的账户内部账账号的最后一位是___
A. 8
B. 1
C. 2
D. 3
【单选题】
在业务系统中,查找2011科下余额在50000元以下的账户信息,条件应为___
A. >50000
B. <50000
C. >-50000
D. <-50000
【单选题】
下列新业务交易中由综合柜员处理的业务有: ___
A. 凭证出库
B. 凭证入库
C. 凭证出入库撤销
D. 凭证出售
【单选题】
教育储蓄销户时,柜员应如何处理: ___
A. 先作『教育储蓄证实』再作『销户』
B. 作『教育储蓄证实』
C. 先作『销户』再作『教育储蓄证实』
D. 作『销户』
【单选题】
1.职业道德是一种()的约束机制
A. 非强制性
B. 强制性
C. 自发性
D. 随意性
【单选题】
市场经济条件下,用人单位越来越看重人才的道德品质。这表明( )。
A. 职业道德品质高的员工更有助于企业增强持久的竞争力
B. 对于用人单位来说,员工的职业技能水平问题已经得到较好的解决
C. 这些企业原有员的职业道德品质不高
D. 职业道德品质高的人,其职业技能水平也越高
【单选题】
下列做法中,违背了为人民服务要求的是( ).
A. 追求合理的社会效益
B. 努力提高产品的质量
C. 以个人利益为中心做事
D. 克服困难满足顾客的需求
【单选题】
下列选项对“慎独”理解正确的是( )。
A. “慎独”就是在一个独自闯荡时,要小心谨慎,防范别人
B. “慎独"是指在没有外界监督的情况下,即使独自一个人也能自觉遵守道德规范,不做对国家对社会、对他人不道德的事情
C. “慎独”是针对那些从事机密工作的人而言的,跟般人没有多大关系
D. “慎独”是指要慎重考虑是否要一个人独自做事业
【单选题】
下列做法,违背平等待人原则的是( )。
A. 某4S店服务员按照顾客到来的先后顺序为他们提供服务
B. 某工厂管理人员不分年龄、性别安排相同的工作
C. 某宾馆服务员根据顾客的要求提出不同的服务
D. 春运期间,火车站根据需要开办特殊购票窗口
【单选题】
在职业活动中,从业人员是否践行诚实守信,应( )。
A. 视自己的心情而定
B. 是无条件的
C. 看上司的意见而定
D. 视对方是否诚信而定
【单选题】
办事公道是指从业人员在进行职业活动时要做到( ).
A. 奉献社会,襟怀坦荡,待人热情,勤俭持家
B. 原则至上,不徇私情,举贤任能,不避亲疏
C. 牺牲自我,助人为乐,邻里和睦,正大光明
D. 坚持真理,公私分明,公正公平,光明磊落
【单选题】
关于勤俭节约的现代意义,正确的说法是()
A. 太勤劳是不懂得生活的表现
B. 节俭不符合政府扩大内需政策的要求
C. 节俭是个人品质,与反腐败也有内在关系
D. 艰苦创业精神应提倡,勤俭之风不宜弘扬”
【判断题】
通常一件公文只有一个主送机关,防止多头主送
A. 对
B. 错
【判断题】
市场风险既有系统性风险,又有非系统性风险。
A. 对
B. 错
【判断题】
1.《固定资产贷款管理暂行办法》第二十五条所称“单笔金额”是指支付给借款人某一交易对手单笔款项的金额。
A. 对
B. 错
【判断题】
公文的制发必须符合客观实际,反映客观事物的本来面貌,不能报喜不报忧
A. 对
B. 错
【判断题】
公文写作必须及时迅速,把握时机,适应机关行政管理需要,提高机关工作效率
A. 对
B. 错
推荐试题
【单选题】
资本主义造就的埋葬自身的社会力量是 ___
A. 无产阶级
B. 科学技术
C. 巨大的社会财富
D. 社会化的生产力
【单选题】
马克思主义政党的最高纲领和最终奋斗目标是 ___
A. 建立社会主义制度
B. 实现共产主义
C. 成为社会主义事业的领导核心
D. 使工人阶级成为统治阶级
【单选题】
历史上最广泛、最彻底、最深刻的,不同于以往一切革命的最新类型的革命是 ___
A. 封建革命
B. 无产阶级革命
C. 资产阶级革命
D. 农民起义
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive Given the chance to show his ability, he regained [ ]and began to succeed in school
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to The new government has committed to [ ] emissions of greenhouse gases
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to My parents do not object to my taking part-time jobs, but they remind me not to let them [ ] my school work
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to Anger, worry, disappointment, these negative emotions [ ] your heart, brain and body
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to If a person adopts an unhealthy lifestyle, he will surely be [ ]developing diseases.
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to Most people were ready to give up on him when he [ ] of school, but later he returned and earned his degree
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to Drinking too much can increase the risk of developing high blood pressure, which [ ] can lead to heart attack or stroke
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to Low-cost airlines are emerging all over Asia; this will [ ]the development of the worlds air-travel market as a whole
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to When you move to a new country, you may find the food there strange and you may miss the familiar smells of the food [ ] in your country
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to Although he kept trying and failing, I always [ ] the belief that he would succeed one day.
【填空题】
take a toll on,in other words ,drop out,in turn ,at risk (of) ,interfere with,be accustomed to, contribute to,cut back on ,hold on to The tax only affects people with an annual income over $200,000-[ ], it will only attect the very rich.
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional Studies[ ]that children who often take part in cooperative programs benefit a lot more than other children
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional They are such a(n) [ ] family- they must have been shocked when their son dyed(染) his hair pink,
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional Testing students by examinations has long been regarded as a reliable way to [ ]students'ability
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional Many power stations have been modernized to give off less pollution, or they were moved further away from the living areas in order to [ ] the damage,
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional Unemployment has come down slightly, but this does not [ ]the fact that it is still a major problem
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional Mr. Smith is not doing well; the doctor told us that several colds [ ]his health
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional The best way to deal with problems at home is to talk things out calmly and honestly and try to reach a(n) [ ]
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in, Experts say our company is amazing in that sales have been increasing steadily [ ]
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away After 10 years of full-time training, she has,finally [ ] as a professional dancer.
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away [ ], what is the point in taking part in the competitive event if the result is only to prove how incompetent you are?,
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away Redecorating the house is a challenging task. It's necessary to [ ] the wallpaper first.
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away I never really had any problems with change. On the contrary, I welcome change [ ]
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away A lot of what we [ ] is made from raw materials which are not renewable
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away Megan and John realized that their house was too messy for a new baby, so they decided to [ ] their house before the baby was born
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away Jennifer couldn't [ ] her tears when she saw the sick children at a new blood cancer center in Virginia
【填空题】
make it, with open arms ,strip off,keep back, free of/ from ,after all,straighten up, throw away We want to give all children a world [ ] violence
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile Fortunately, the accident didn't [ ] many people, for there was little traffic at that hour.
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile She[ ] her ambition of becoming a fashion designer after years of hard work
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile They kept on trying their best to develop their business, but in such [ ]market competition, they had no Idea if success would come along one day
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile As music plays an important role in our life, many music teachers and educators [ ] taking up a musical instrument at a young age
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile This rule should be entirely clear in the minds of everyone and should not be misunderstood under any [ ]
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile My daughter was shy; she was afraid to ask questions,[ ] to questions in class,or talk with other children
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile I got from him only a letter, which was put on my office desk; [ ] to the receipt of this letter I have never heard from him
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile The duties to provide services for children in need are not [ ] to the local social services department
【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile We pray that all nations be [ ] and that all people around the world live in peace
【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional It was reported the president had [ ]to fight If war was necessary,even if it meant destroying his chances of re-election