【单选题】
某股份有限公司由甲、甲父、甲妻三人分别投资100万元、80万元、30万元组成,具有法人资格,其实该公司投资额全部由甲投入,甲父、甲妻为名义股东,三年后,该公司应经营不善,无力偿还信用社的100万元贷款,甲、甲父、甲妻对该贷款应()。___
A. 承担连带责任
B. 承担无限责任
C. 以出资额为限承担责任
D. 甲对债务承担无限责任,甲父、甲妻承担赔偿责任
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答案
D
解析
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相关试题
【单选题】
某甲欠联社10万元贷款已逾期,某甲对某乙有到期债权50万元,并有一套价值50万元的商品房,为逃避债务,某甲放弃了对某乙的到期债权,并将商品房赠与某丙,联社对某甲的行为可以行使()。___
A. 代偿权
B. 撤销权权
C. 不安抗辩权
D. 留置
【单选题】
某甲向信用社借款10万元,期限5个月,期满后,又过了两年多,该甲仍拒绝还款,可追究其还款责任的理由有()。___
A. 信用社负责人多次变动,未及起诉
B. 信用社经办人调动时未妥善交接
C. 该甲1年前曾向信用社提交过还款计划书
D. 该甲完全有能力还款
【单选题】
某企业以购材料为由,向信用社借款100万元,期限为10个月,借款到账后,该企业用该笔贷款到乙市购买了3间店面,企业由于缺乏流动资金,出现一些困难,此时,3间店面价值也明显下降,虽贷款尚未到期,但继续下去可能影响贷款的偿还,此时该笔贷款可归为()。___
A. 正常
B. 关注
C. 次级
D. 可疑
【单选题】
破产企业对同一财产设定两个以上抵押权的上抵押权人应按()行使优先受偿权。___
A. 抵押顺序
B. 债权多少
C. 清算组决定
D. 法院裁定
【单选题】
如果抵押人的行为足以使抵押物价值降低的,抵押权人有权除了可以追加担保品外,还可以()。___
A. 要求抵押人停止其行为,并要求其恢复抵押物的价值
B. 收缴罚金
C. 责令其理换同价值担保品
D. 拍卖担保品
【单选题】
首次跟踪检查应重点检查()。___
A. 客户经营情况
B. 客户是否按照合同约定购回货物或其他交易
C. 行来变化情况
D. 抵押物情况
【单选题】
同一财产向两个以上债权人抵押的,拍卖、变卖抵押财产所得的价款按照规定清偿,下列说法不对的是()。___
A. 登记顺序不同的,按照债权比例清偿
B. 抵押权已登记的先于未登记的受偿
C. 抵押权已登记的按照登记的先后顺序清偿
D. 登记顺序相同的,按照债权比例清偿
【单选题】
违反国家有关法律、行政法规的贷款,即使目前看贷款的偿还有充分保证,也应至少划分为()。___
A. 正常
B. 关注
C. 次级
D. 可疑
【单选题】
下列()不属于接收抵债资产的前提条件。___
A. 借款人、担保人因资不抵债或其他原因关停倒闭或被宣告破产,经合法清算后,信用社依法取得抵债资产
B. 信用社通过诉讼或仲裁,经法院判决。裁定。调解或仲裁机构裁决,取得抵债资产
C. 抵押、质押贷款到期后,即以抵押物或质物抵偿信用社贷款本息
D. 借款人或担保人经营发生严重困难或濒临倒闭,确实无法以货币资金清偿贷款本息,信用社与借款人或担保人签订以资抵债协议,取得抵债资产的所有权
【单选题】
下列关于担保的补充机制中,说法不对的是()。___
A. 银行如果在贷后检查中发现借款人提供的抵押品或质押物的抵押权益尚未落实,可以要求借款人落实抵押权益或追加担保品
B. 如果抵押人的行为足以使抵押物价值降低的,抵押权人有权要求抵押人停止其行为
C. 如果由于借款人财务状况恶化,或由于贷款展期使得贷款风险增大,银行也会要求借款人追加担保品
D. 倘若保证人的担保资格或担保能力发生不利变化,其自身的财力状况恶化,银行应要求担保人追加新的保证人。
【单选题】
下列关于抵(质)押品管理的说法中不对的是()。___
A. 抵押人在抵押期间转让或处分抵押物的,商业银行必须要求其提出书面申请,并经银行同意后予以办理
B. 经商业银行同意,抵押人可以部分转让抵押物的,所得的收入应存入商业银行的专户或偿还商业银行债权
C. 抵押期间,抵押物因出险所得赔偿金(包括保险金和损害赔偿金)应存入债权人的账户,并按抵押合同中约定的处理方法进行相应的处理
D. 对于抵押物出险后所得的赔偿数额不足清偿部分,商业银行可以要求借款人提供新的担保
【单选题】
下列关于抵押物处理,错的表述是()。___
A. 抵押物因为出险所得的赔偿金应存入商业银行指定的账户
B. 抵押人应该保持剩余抵押物价值不低于规定的抵押率
C. 抵押人转让或部分转让所得的价款应当存入商业银行专户,必须在到期才能一并清偿担保的债权
D. 借款人要对抵押物出险后所行的赔偿数额不足清偿的部分提供新的担保
【单选题】
下列内容不体现与银行往来异常现象的是()。___
A. 企业销售额下降,成本提高,收益减少,经营亏损
B. 对短期贷款依赖较多,要求贷款展期
C. 贷款超过了借款人的合理支付能力
D. 借款人有抽逃资金的现象,并寻求贷款
【单选题】
下列企业与银行的往来活动,不属于银行重点监控的异常现象的有()。___
A. 在银行存款大幅下降
B. 过度依赖短期贷款,并要求展期
C. 还款资金主要为销售回款
D. 贷款超出了借款人合理支付能力
【单选题】
县级行社风险管理部门对贷款的贷后风险监测,至少()对客户部门贷后管理情况进行一次现场检查。___
A. 每月
B. 每季
C. 每半年
D. 每年
【单选题】
依法收贷的对象是()。___
A. 损失贷款
B. 不良贷款
C. 风险贷款
D. 展期贷款
【单选题】
以抵押担保的要到相关的房管、土管、林业、车辆、工商行政等有权登记的部门办理抵押登记手续,并将()交经营社执管。___
A. 他项权证
B. 房产证
C. 土地、车辆等证件
D. 登记证明
【单选题】
银行在催收贷款的同时,对不能按借款合同约定期限归还的贷款,应当按规定加罚利息,加罚的利率为()。___
A. 在贷款协议中明确规定的利率
B. 与贷款利率相同的利率
C. 罚息是双方协定
D. 当时的市场利率
【单选题】
与贷款五级分类相对应的贷款损失准备金制度()。___
A. 普通准备金制度
B. 专项准备金制度
C. 特别准备金制度
D. 一般准备金制度
【单选题】
在()内,银行只能收取利息,借款人不用还本,或者本息都不用偿还,但是,银行仍然按照规定计算利息。___
A. 提款期
B. 还款期
C. 宽限期
D. 信贷期限
【单选题】
在保证期间,债权人与债务人协议变更主合同的()。___
A. 应取得保证人书面同意
B. 取得保证人口头同意即可
C. 无须取得保证人同意
D. 通知保证人即可
【单选题】
在贷后管理的过程中,银行需根据借款人及其配偶更新的征信状况以及实际了解到的客户状况,定期或不定期地对客户家庭还款能力和无抵押授信限额及其使用情况进行复核,这反映的是个人客户统一授信管理应遵循的()。___
A. 分类控制原则
B. 全面测算原则
C. 动态管理原则
D. 统一管理原则
【单选题】
在贷后检查中,如发现借款企业出现下列()预警信号的,不应将该企业列为“不良借款客户名单”。___
A. 向银行提供虚假财务报表或情况
B. 未经银行同意,擅自处理抵(质)押物
C. 有意拖欠到期贷款或贷款利息
D. 抵押物价值下降
【单选题】
客户经理现场调查应对法人客户主要生产经营场所或项目建设场所进行实地考察,现场验证有关客户资料,调查客户()和财务状况,与客户负责人或授权人就客户生产经营情况和申请业务进行面对面的直接沟通,取得第一手调查资料。___
A. 生产经营情况
B. 企业法人资料
C. 企业股东资料
D. 企业位置
【单选题】
在抵押品管理中,银行要加强对()的监控和管理。___
A. 抵押人资格
B. 抵押人的实力
C. 抵押人担保意愿
D. 抵押物和质押凭证
【单选题】
债务履行期届满,债务人不履行债务致使抵押物被人民法院依法扣押的,自扣押之日起抵押权人收取的由抵押物分离的天然孳息和法定孳息,按照下列顺序清偿:()。___
A. 收取孳息的费用、主债权的利息、主债权
B. 收取孳息的费用、主债权、主债权的利息
C. 主债权、主债权的利息、收取孳息的费用
D. 主债权的利息、收取孳息的费用、主债权
【单选题】
债务人不履行到期债务或者发生当事人约定的实现抵押权的情形,致使抵押财产被人民法院依法扣押的,自扣押之日起该抵押财产的天然孳息归属于()。___
A. 债务人
B. 抵押权人
C. 人民法院
D. 抵押物登记机构
【单选题】
针对借款人何种情况,贷款人可与其协商重组?___
A. 丧失经营能力
B. 不可抗力
C. 家庭变故
D. 确因暂时经营困难不能按期归还贷款本息的
【单选题】
组织制定不良信贷资产处置方案,并组织实施,是()负责贷后管理工作的主要职责。___
A. 客户经理
B. 客户部门负责人
C. 县级行社风险管理部门
D. 资产保全部门
【单选题】
客户信用等级评定内容主要包括()偿债能力盈利能力经营能力客户领导者素质和发展前景等因素。___
A. 信用担保
B. 信用履约
C. 信用还款
D. 授信履约
【单选题】
客户统一授信管理是农信社对客户实施集中统一控制客户()的管理制度。___
A. 信用风险
B. 授信风险
C. 贷款风险
D. 管理风险
【单选题】
办理信贷业务过程中,将()审查审议审批发放支付贷后管理等环节的工作职责分解。___
A. 授信
B. 评级
C. 申请
D. 调查
【单选题】
信贷业务由不同经营层和不同部门(岗位)承担,各负其责,实现其()。___
A. 相互制约和支持
B. 相互配合和支持
C. 相互制约和监督
D. 相互配合和监督
【单选题】
信用发放与支付阶段包括()合同签订发放与支付等环节。___
A. 贷前条件落实
B. 贷后检查
C. 贷前调查
D. 贷中审查
【单选题】
客户应当是经工商行政管理机关(或主管机关)核准登记的()、其他经济组织和具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人。___
A. 企(事)业单位
B. 企业单位
C. 企(事)业法人
D. 企业法人
【单选题】
客户为法人或其他经济组织的,申请信贷业务应当具备下列基本条件:借款用途()。___
A. 准确、合规
B. 合规、合法
C. 明确、合法
D. 合规、合理
【单选题】
客户为法人或其他经济组织的,申请信贷业务应当具备下列基本条件:借款人具有持续经营能力,有合法的()。___
A. 还款能力
B. 生产规模
C. 还款意愿
D. 还款来源
【单选题】
保证贷款,是指按《中华人民共和国担保法》规定的保证方式以()在借款人不能偿还贷款时,按约定承担一般保证责任或连带责任而发放的贷款。___
A. 其他人承诺
B. 第三人承诺
C. 保证人承诺
D. 借款人承诺
【单选题】
抵押贷款,是指按()《中华人民共和国物权法》规定的抵押方式以借款人或第三人的财产作为抵押发放的贷款。___
A. 《中华人民共和国商业银行法》
B. 《中华人民共和国合同法》
C. 《中华人民共和国担保法》
D. 《中华人民共和国公司法》
【单选题】
票据贴现,是指以购买借款人未到期()的方式,向持票人融通资金的一种行为。___
A. 商业汇票
B. 银行汇票
C. 银行承兑
D. 现金支票
推荐试题
【单选题】
An administrator is attempting to power on a virtual machine with 32GB of memory. The operation fails with the following error: <Could not power on VM: No space left on device> <Checking the space on the virtual machine's datastore, there is 30GB free.> Which action would allow the VM to power on?___
A. Set a 2GB memory reservation on the VM.
B. Mount the virtual disk from the affected VM on to another virtual machine and free up space from within the OS.
C. Enable vSphere HD admission control on the cluster in which the VM resides.
D. Set a 2GB memory limit on the VM.
【单选题】
An administrator attempts to manually reclaim space on thin-provisioned VMFS6 volumes but finds that no additional space is being recovered. Which could be causing this?___
A. vSphere 6.5 does not support manual UNMAP.
B. The manual UNMAP operation has been moved to the vSphere web client.
C. The VASA version is use is incompatible.
D. UNMAP is automated for VMFS6.
【单选题】
An administrator has upgraded to vSphere 6.5 and also wants to use Kerberos authentication for NFS. Which can be done to the existing NFSv3 volumes to enable this feature?___
A. Perform a storage rescan on VMFS volumes.
B. Unmount the NFSv3 datastore, and then mount as NFSv4.1 datastore.
C. Nothing. All NFSv3 mounted datastores are upgraded automatically during vSphere upgrades.
D. Perform a scan of new storage devices.
【单选题】
An administrator wants to restore the vCenter Server Appliance 6.5 from backup. Where can this be accomplished?___
A. from the ESXi Host Client
B. from the VMware vSphere Appliance Management Interface
C. from within the VMware vSphere Web Client
D. from the vCenter Server Appliance Installer
【单选题】
The administrator wants to power on VM-K2, which has a 2GHz CPU reservation. VM-M1, VM-M2, and VM-K1 are all powered on. VM-K2 is not powered on. The exhibit shows the parent and child resource reservations. If Resource Pool RP-KID is configured with an expandable reservation, which statement is true?___
A. VM-K2 will be unable to power on because there are insufficient resources.
B. VM-K2 will be able to power on since resource pool RP-KID has 2GHz available.
C. VM-K2 will be unable to power on because only 2GHz are reserved for RP-KID.
D. VM-K2 will receive resource priority and will be able to power on this scenario.
【单选题】
Which is the block size on the VMFS6 datastore?___
A. All small and large file blocks are 8MB.
B. All small and large file blocks are 1MB.
C. Small file blocks are 512KB. large file blocks are 64MB.
D. Small file blocks are 1MB, large file blocks are 512MB.
【单选题】
When installing vCenter Converter Standalone, why must an administrator perform a client-server installation instead of a local installation?___
A. to manage conversion tasks remotely
B. to convert virtual machines as well as physical machines
C. to allow installation of the Converter agent on remote source machines
D. to hot clone physical or virtual machines
【单选题】
Which is required by vCenter Converter Standalone to convert a physical Red Hat Enterprise Linux 7 machine to a virtual machine?___
A. The Linux machine must be powered off.
B. The Linux machine must have the SSH daemon started.
C. The Linux machine must use a static IP address.
D. The Linux machine must have a fully-qualified domain name.
【单选题】
An administrator is troubleshooting network communications between a vCenter Server and an ESXi 6.5 host. Which log shows the related events between these components?___
A. /var/log/fdm.log
B. /var/log/vpxa.log
C. /var/log/hostd.log
D. /var/log/auth.log
【单选题】
An administrator has recently upgraded from vSphere 6.0 to 6.5, and can no longer see the software iSCSI named vmhba33. Which could be the reason for this?___
A. The upgrade has changed the vmhba name.
B. vSphere 6.5 automates iSCSI configurations.
C. vSphere 6.5 no longer supports software iSCSI.
D. The upgrade has deleted the vmhba.
【单选题】
An administrator is trying to vMotion a VM from his datacenter to a recovery site. Which is the maximum allowed RTT (Round-Trip Time) latency between source and destination host?___
A. 100 milliseconds
B. 150 milliseconds
C. 15 milliseconds
D. 10 milliseconds
【单选题】
Which is required for configuring iSCSI Software Adapter network port binding?___
A. VMkernel of the iSCSI traffic must be load balanced using Route based on IP Hash algorithm.
B. VMkernel of the iSCSI traffic must be load balanced using Route based on Source Virtual Port ID algorithm.
C. VMkernel of the iSCSI traffic must be load balanced using Route based on Source MAC Hash algorithm.
D. VMkernel of the iSCSI traffic must be bound to only one active network adapter.
【单选题】
In vSphere Data Protection 6.1, which is the function of a Backup Verification job?___
A. None. Backup Verification job is not a feature of vSphere Data Protection
B. It is a manual task -Power it on -Verify the guest OS -Check started applications
C. It is an automatic process -Restore a virtual machine -Power it on -Verify that the guest OS is booted by communicating with the Backup Verification agent
D. It is an automatic process -Restore a virtual machine -Power it on -Verify that the guest OC is booted by detecting the VMware ToolsTM "heartbeats"
【单选题】
An administrator has enabled vSphere Distributed Switch Health Check. The hosts connected to that Distributed Switch all display an alert:< vSphere Distributed Switch MTU supported status > .The administrator has all of the VMkernel ports MTU sizes set to 1600. Which action will remedy this problem?___
A. Configure the Distributed Switch to MTU 9100.
B. Disconnect and reconnect the physical network cable.
C. Configure the physical switch to MTU 1600.
D. Disable the Distributed Switch MTU.
【单选题】
Which Host Profile Subprofile configuration is used to configure firewall settings for ESXi hosts?___
A. Advanced Configuration Settings
B. General System Settings
C. Security
D. Networking
【单选题】
Where would a vSphere administrator find general vCenter Server logs on a vCenter Server Appliance?___
A. /var/log/vmware/vpxd/
B. /var/log/messages
C. /etc/vmware-vpx/
D. /var/log/vmware/vsan-health/
【单选题】
An administrator wishes to enable network port mirroring based on source port. Which feature should be enabled?___
A. vSphere standard switch port
B. ERSPAN
C. NSX Virtual Wire
D. VLAN
【单选题】
Which CLI command shows the physical uplink status for a vmnic?___
A. esxcli network ip connection list
B. esxcli network ip neighbor list
C. esxcli network nic get
D. esxcli network nic list
【单选题】
Which is the maximum number of block devices (LUNs) that are supported by ESXi hosts that are running version 6.5?___
A. 1024
B. 512
C. 2048
D. 256
【单选题】
When performing a vCenter Server 5.5 for Windows with Microsoft SQL Server Express database migration to vCenter Server Appliance 6.5, which will be the target database?___
A. Microsoft SQL Server Express 2012R2
B. Microsoft SQL Server Standard 2012R2
C. PostgreSQL
D. Oracle DB 11g
【单选题】
An administrator has multiple vCenter Server 6.5 systems but cannot enable Storage I/O Control (SIOC) on a datastore shared by ESXi hosts managed by the vCenter Server systems. Which action should the administrator take to resolve the issue?___
A. Unmount the datastore and then enable SIOC on the vCenter Server system.
B. Configure the datastore to be managed by a single vCenter Server system.
C. Configure Storage DRS and then enable SIOC on the vCenter Server system.
D. Enable Raw Device Mapping (RDM) on the
E. SXi hosts.
【单选题】
“OneAppServer” is a VM template stored in a content library named “LibraryOne”, but the vSphere administrator is not able to use this template for deployment. Why is the administrator unable to deploy OneAppServer?___
A. OneAppServer must be updated before it can be deployed.
B. LibraryOne is a subscribed library and OneAppServer is not downloaded yet.
C. LibraryOne is published and optimized for syncing over HTTP.
D. OneAppServer was imported from a local file on the system.
【单选题】
An administrator sets the Failover Capacity for both CPU and Memory at 25%. Based on the Exhibit below, how much of the cluster’s total CPU resources are still available to power on additional virtual machines?___
A. 45%
B. 25%
C. 70%
D. 60%
【单选题】
Which statement applies to the vSphere Replication appliance?___
A. Only one vSphere Replication appliance can be deployed per vCenter Server instance.
B. VMware Tools in the vSphere Replication appliance can be upgraded.
C. A single vSphere Replication appliance can manage a maximum of 4000 replications.
D. vSphere Replication is available only with the vSphere
E. ssentials Plus license.
【单选题】
Which esxcli namespace can a vSphere Administrator use to adjust the queue depth?___
A. esxcli system module parameters
B. esxcli storage core device
C. esxcli system module set
D. esxcli storage core adapter
【单选题】
Which statement regarding datastore clusters meets VMware’s recommended best practices?___
A. Clusters should contain only datastores presented from the same storage array.
B. Clusters should contain only datastores with equal hardware acceleration capability.
C. Clusters should contain only datastores with the same capacity.
D. Clusters should contain only datastores using the same connection method (iSCSI, FC, etc.).
【单选题】
What VM Monitoring setting would ensure that the maximum reset window for a virtual machine is 24 hours?___
A. Medium
B. Low
C. High
D. Normal
【单选题】
What is the default space threshold for vSphere Storage DRS?___
A. 80%
B. 70%
C. 90%
D. 95%
【单选题】
Which is the correct sequence to upgrade a vSphere infrastructure?___
A. vCenter Server>ESXi host> VMware Tools>VM compatibility
B. ESXi host>vCenter Server> VMware Tools>VM compatibility
C. vCenter host> ESXi host> VM compatibility> VMware Tools
D. ESXi host>vCenter Server> VM compatibility>VMware Tools
【单选题】
An administrator has a large boot from SAN cluster and wants to ensure consistent configuration by using host profiles. What special considerations are required for boot from SAN hosts?___
A. Change the “Device is shared clusterwide” setting to “false” in the host profile.
B. Verify that the boot LUN is correctly identified as the boot device in the host profile.
C. The boot from SAN device must report as a local device.
D. Host profiles are incompatible with boot from SAN hosts.
【单选题】
When using VMware Converter to import a Windows server and improve the consistency of the destination virtual machine, which optional step can be performed immediately prior to powering down the source server?___
A. Perform a final synchronization task.
B. Remove the server from the network.
C. Uninstall production applications.
D. Remove the server from the Active Directory domain.
【单选题】
Restoration of the vCenter Server Appliance is accomplished using which interface?___
A. vSphere Web Client
B. vSphere Client
C. vCenter Server Appliance Management Interface
D. vCenter Server Appliance GUI Installer
【单选题】
When attempting to migrate a virtual machine to another host in the same cluster, the error message, “Select a valid compute resource” returns. What could cause this error?___
A. Both hosts run different versions of ESXi.
B. Both hosts are not sharing the same datastore.
C. VMware Tools is not installed.
D. Virtual machine has an ISO attached.
【单选题】
When will vSphere Data Protection delete the expired backup image of a Platform Service Controller?___
A. Immediately after the retention period has expired.
B. After the expired backup image is restored.
C. During the next backup window following expiry.
D. During the next maintenance window following expiry.
【单选题】
Group A has permission to download files in Content Library. Group B does not have permission to download files in Content Library. If a user is a member of both groups, what will be the result?___
A. The user cannot download file from Content Library.
B. The user can download file from Content Library.
C. The user cannot access Content Library.
D. The user can access Content Library.
【单选题】
An administrator is trying to set up Host Partial Failure Response, but the Automated option is grayed out. What can the administrator change to enable the Automated option?___
A. Change the vSphere DRS Automation level to Partially Automated.
B. Change the vSphere DRS Automation level to Fully Automated.
C. Enable vSphere HA Host Monitoring.
D. Change the vSphere DPM Automation level to Automatic.
【单选题】
When you attempt to open a virtual machine console from the vSphere Web Client, the console does not connect. The following error message appears:<HTTP ERROR 404> <Problem accessin/.Reason: Not Found>. Why did not connect?___
A. Port 443 is in use.
B. Port 9443 is in use.
C. Port 8443 is in use.
D. Port 22443 is in use.
【单选题】
What new feature was introduced to the Content Library in vSphere 6.5?___
A. Mount an ISO directly from the Content Library.
B. Deploy a virtual machine from an OVF Package in a Content Library.
C. Upload a File from a URL to a Library Item.
D. Upload a File from a Local System to a Library Item.
【单选题】
How can an administrator exclude Encryption rights from a support engineer?___
A. Clone the role Virtual machine power user, remove Cryptographic operations privileges.
B. Clone the role Administrator and assign to the support engineer.
C. Clone the role Virtual machine power user and assign to the support engineer.
D. Clone the role No cryptography administrator and select privileges only for the support engineer.
【单选题】
The administrator must back up a vCenter HA deployment. Which component must be backed up?___
A. Passive node
B. Witness node
C. External database
D. Active node